Pending
42 N Main Street, Three Rivers, MI 49093
$125,000
MLS # 25028563 (Michigan Regional Information Center (MichRIC))
4 bathsBuilt 19660.17 acres
1 / 28
Listing Description
This is a blank slate to create up to 6 residential units per seller's architectural plans and still have main level storefront in historic downtown Three Rivers! This former location of River City Appliance is a unique opportunity to be the next pillar of downtown businesses. 42 N Main St is comprised of portion of 2 story above grade building to north and of 3 story above grade to the south. Full basement/walk-out to back of building. Absolutely an immense amount of space to renovate and historic significance and design. Downtown Three Rivers residential rentals are currently 100% occupied, so this can be a great additional to your investment properties.
Source: SparkMLS
About this home
This 4-bath home built in 1966 sits in Three Rivers in Three Rivers.
Currently offered at $125,000.
Annual property taxes run approximately $3,435 ($286/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company. Fiber internet is available at this address with download speeds up to 8,000 Mbps across 9 providers.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeRetail
Bathrooms4
Lot Size0.17 acres
Year Built1966
Location
CityThree Rivers
MunicipalityThree Rivers City
Zip Code49093
CountySt. Joseph
School DistrictThree Rivers
Construction & Systems
ConstructionBrick
HeatingForced Air
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Electricity Connected, Storm Sewer
InteriorBroadband
Sale & Financing
Listed6/13/2025
Original Price$134,900
Terms AcceptedConventional, Cash
Source: SparkMLS
Tax Information
Annual Tax$3,435
Tax Year2025
Assessed Value$54,052
Parcel #75 051 199 019 00
Source: SparkMLS
Legal Description
N23.5FT OF S70.5FT LOT7 & S24FT3 IN OF N97.5FT LOT 7, PARCEL OF LANDON WLY SIDE OF N MAIN ST IN NW 1/4 OF SE 1/4 SEC 18
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Garrett Hall
HG Real Estate
Frequently Asked Questions about 42 N Main Street, Three Rivers, MI 49093
Which school district serves 42 N Main Street, Three Rivers, MI 49093?
Per MLS# 25028563, 42 N Main Street, Three Rivers, MI 49093 is in the Three Rivers boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Three Rivers directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25028563, this listing accepts Conventional, Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 42 N Main Street, Three Rivers, MI 49093?
Per public tax records, annual property taxes for this property are $3,435 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 42 N Main Street, Three Rivers, MI 49093 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 42 N Main Street, Three Rivers, MI 49093 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 42 N Main Street, Three Rivers, MI 49093. The maximum advertised download speed is 8.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 42 N Main Street, Three Rivers, MI 49093?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Three Rivers City police department or the St. Joseph County sheriff's office.
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Monthly payment$811
Principal & interest$811
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
8 Gbps
Upload
8 Gbps
FiberCableGSO SatelliteUnlicensed Fixed WirelessSatelliteDSLLicensed Fixed Wireless
9 providers at this address
Surf InternetFiber
8 GbpsFrontierFiber
7 GbpsXfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFrontierDSL
45 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
42 N Main Street, Three Rivers, MI 49093
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Municipality
Three Rivers
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