For Sale
42 W Chicago Street, Coldwater, MI 49036
$229,900
MLS # 26036869 (Michigan Regional Information Center (MichRIC))
2 bathsBuilt 19400.04 acres
1 / 8
Listing Description
Awesome Downtown Coldwater Building. Featuring 3 -Levels of opportunity. Main level currently rented for Store area, Third level a very nice 2-Bedroom Apartment. 2nd Floor has most material included for a 2-Bedroom apartment. Building has full sprinkler system. Well appointed Building ready with many options.
Source: SparkMLS
About this home
2-bath home in Quincy Village in Coldwater built in 1940.
Asking $229,900.
Property tax estimate: $1,538 per year ($128/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeBusiness Opportunity
Bathrooms2
Lot Size0.04 acres
Year Built1940
Location
CityColdwater
MunicipalityColdwater City
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
ConstructionBrick, Stone
HeatingForced Air
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Phone Connected, Natural Gas Connected, Electricity Connected
InteriorBroadband
Sale & Financing
Listed7/16/2026
Terms AcceptedConventional, Cash
Source: SparkMLS
Tax Information
Annual Tax$1,538
Tax Year2025
Assessed Value$59,918
Parcel #303-000-000-873-00
Source: SparkMLS
Legal Description
Per Title
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeanni Lint-Adamson
Heritage Realty, Inc.
Frequently Asked Questions about 42 W Chicago Street, Coldwater, MI 49036
Which school district serves 42 W Chicago Street, Coldwater, MI 49036?
Per MLS# 26036869, 42 W Chicago Street, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
What financing options are available for 42 W Chicago Street, Coldwater, MI 49036?
Per MLS# 26036869, this listing accepts Conventional, Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 42 W Chicago Street, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $1,538 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 42 W Chicago Street, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 42 W Chicago Street, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 42 W Chicago Street, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater City police department or the Branch County sheriff's office.
Map
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Monthly payment$1,491
Principal & interest$1,491
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
42 W Chicago Street, Coldwater, MI 49036
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Municipality
Quincy Village
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