For Sale
4206 S Shore Drive, Allegan, MI 49010
$129,900
MLS # 26020964 (Michigan Regional Information Center (MichRIC))
1 bed1 bath532 sqftBuilt 19400.33 acres
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Listing Description
Welcome to 4206 S Shore Dr! This cozy one bed one bath home is a perfect summer retreat! The home offers a living area, kitchen, bedroom, and full bath! Just a short walk to Swan Lake you'll find great fishing, swimming, access points, and beautiful sunsets! The home sits on a double lot offers space to host and entertain in the warm summer months ahead! Schedule your showing today!
Source: SparkMLS
About this home
This 1-bedroom, 1-bath, 532 sq ft home built in 1940 sits in Cheshire Township in Allegan.
Listed at $129,900 (about $244/sq ft).
Annual property taxes run approximately $811 ($68/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area532 sqft
Lot Size0.33 acres
Year Built1940
Stories1
Location
CityAllegan
MunicipalityCheshire Twp
Zip Code49010
CountyAllegan
School DistrictAllegan
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Slab
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available
InteriorEat-in Kitchen
Sale & Financing
Listed5/7/2026
Original Price$149,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$811
Tax Year2025
Assessed Value$12,987
Parcel #03-400-028-00 & 03-021-001-80
Source: SparkMLS
Legal Description
LOT 28 LE OAK SPRINGS SUBDV SEC 21 T1N R14W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kyle Westrate
United Realty Services LLC
Frequently Asked Questions about 4206 S Shore Drive, Allegan, MI 49010
What school district is 4206 S Shore Drive, Allegan, MI 49010 in?
Per MLS# 26020964, this property is served by Allegan. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26020964, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26020964, the most recent reported annual property tax for 4206 S Shore Drive, Allegan, MI 49010 is $811 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4206 S Shore Drive, Allegan, MI 49010 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4206 S Shore Drive, Allegan, MI 49010 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Cheshire Twp police department or the Allegan County sheriff's office.
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Monthly payment$843
Principal & interest$843
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4206 S Shore Drive, Allegan, MI 49010
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Municipality
Cheshire Township
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