Sold
4208 Joyce Avenue, Waterford, MI 48329
Sold on 05/08/2026 for$275,000
MLS # 20261018062 (Realcomp)
2 beds3 baths2,005 sqftBuilt 19400.28 acres
1 / 18
Listing Description
*** 4/12 Open House Canceled***Extremely spacious 2 bedroom ranch on an oversized lot in an excellent location in Waterford off of Dixie and Sashabaw, with access to all sports Loon Lake! This home is sitting on a completely fenced in double lot with a wide variety of plants to enjoy through out the summer months while relaxing on your deck and enjoying the above ground pool. The inside of the home features a very spacious floor plan thanks to a large addition that was completed in 1990. Step through the enclosed front porch/mudroom into your large, combined living and dining room with hardwood floors and coved ceilings. Next you will enter your meticulously maintained kitchen with plenty of space and storage! The two bedrooms are located in the rear of the home with a half bathroom located within the smaller the room. The primary bedroom is oversized and also offers a generous sized walk in closet. The first floor also features a recently remodeled full bathroom that is currently equipped with a handicap accessible tub that could easily be swapped out or kept for the right buyer! The attached 2 car garage is a huge benefit for this home. This spacious structure, with high ceilings and 220 Volt Power, has the feeling of a pole barn but with the convenience of being attached to the house. This space was ideal for the current owners when entertaining! The partially finished, daylight basement, has a lot of potential for the next owners to elevate this property to the next level! This space currently has two unofficial bedrooms and a full bathroom but the possibilities are endless with this massive space. The sellers will be including a home warranty due to the older boiler that is still running strong! Roof was replaced in 2010.
Source: SparkMLS
About this home
This 2-bedroom, 3-bath, 2,005 sq ft home built in 1940 sits in Waterford Township in Waterford.
This home sold for $275,000 (about $137/sq ft).
Annual property taxes run approximately $3,446 ($287/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms3
Living Area2,005 sqft
Lot Size0.28 acres
Year Built1940
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementDaylight, Partial
Garage2 spaces
HeatingBaseboard
WaterWell
InteriorBasement Partially Finished
Sale & Financing
Listed3/22/2026
Sold Date5/7/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,430
State Equalized Value$113,320
Taxable Value$77,790
Parcel #1310226025
Source: Public Records
Legal Description
T3N, R9E, SEC 10 SUPERVISOR'S PLAT NO 8 LOTS 97 & 98
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by James Duncanson
EXP Realty
Frequently Asked Questions about 4208 Joyce Avenue, Waterford, MI 48329
Which school district serves 4208 Joyce Avenue, Waterford, MI 48329?
Per MLS# 20261018062, 4208 Joyce Avenue, Waterford, MI 48329 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261018062, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4208 Joyce Avenue, Waterford, MI 48329?
Per public tax records, annual property taxes for this property are $3,430. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4208 Joyce Avenue, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4208 Joyce Avenue, Waterford, MI 48329 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4208 Joyce Avenue, Waterford, MI 48329?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$3,446
Monthly$287
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,071
Principal & interest$1,784
Property taxes$287
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4208 Joyce Avenue, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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