For Sale
421 E Division Street, Dowagiac, MI 49047
$139,900
MLS # 26033423 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,348 sqftBuilt 19500.26 acres
1 / 14
Listing Description
Welcome home to this updated 2-story offering 4 bedrooms and 2 full baths on a spacious lot with a fenced backyard. Recent improvements provide peace of mind, including new siding, fresh interior paint, new flooring throughout, a newer furnace, and water heater. Many of the home's major systems have also been updated, with most of the plumbing and electrical improvements already completed, plus approximately half of the windows have been replaced. The spacious kitchen offers plenty of room for meal preparation, entertaining, and everyday living. Outside, enjoy the large fenced backyard with space for gardening, pets, recreation, or relaxing. Additional value comes from recent city improvements, including a new water main and sidewalks. Conveniently located near parks, lakes, fishing, nature trails, and downtown amenities, this move-in ready home combines extensive updates with an excellent location. Schedule your private showing today!
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,348 sq ft home built in 1950 sits in Dowagiac in Dowagiac.
Asking $139,900 (about $104/sq ft).
Annual property taxes run approximately $1,569 ($131/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Dowagiac; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,348 sqft
Lot Size0.26 acres
Year Built1950
Stories2
Location
CityDowagiac
MunicipalityDowagiac City
Zip Code49047
CountyCass
School DistrictDowagiac
Construction & Systems
StyleTraditional
ConstructionVinyl Siding, Wood Siding
BasementMichigan Basement, Partial
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available
Sale & Financing
Listed7/1/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,569
Tax Year2025
Assessed Value$37,940
Parcel #14-160-300-831-00
Source: SparkMLS
Legal Description
. DW 2155 COM AT SW COR LOT 5, N 10 RDS, E 4 RDS, S 10 RDS, W 4 RDS TO PL OF BEG. JOEL H. SMITH'S ADD CITY OF DOWAGIAC.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Browning Chabot
Cressy & Everett Real Estate
Frequently Asked Questions about 421 E Division Street, Dowagiac, MI 49047
Which school district serves 421 E Division Street, Dowagiac, MI 49047?
Per MLS# 26033423, 421 E Division Street, Dowagiac, MI 49047 is in the Dowagiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dowagiac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26033423, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 421 E Division Street, Dowagiac, MI 49047?
Per public tax records, annual property taxes for this property are $1,569 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 421 E Division Street, Dowagiac, MI 49047 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 421 E Division Street, Dowagiac, MI 49047 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 421 E Division Street, Dowagiac, MI 49047?
Per Michigan Public Service Commission service territory data: Electric: City of Dowagiac. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Dowagiac City police department or the Cass County sheriff's office.
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Monthly payment$907
Principal & interest$907
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Dowagiac
Municipal
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
421 E Division Street, Dowagiac, MI 49047
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Municipality
Dowagiac
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