Under Contract
421 EAST Street, Three Rivers, MI 49093
$189,900
MLS # 26014693 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,577 sqftBuilt 19100.2 acres
1 / 35
Listing Description
TIMELESS CHARM--This two-story offers a nostalgic feel you simply can't replicate today--rich with character, warmth, & craftsmanship throughout. From the moment you arrive, the welcoming covered front porch invites you to slow down and stay awhile. Inside, you'll appreciate the ornate woodwork, beautiful original hardwood floors, & built-ins that provide both charm & functionality. The open foyer features a classic open staircase & a tucked-away closet beneath, add the back staircase that leads to the kitchen--details that truly tell a story. The spacious living room showcases a gorgeous, old-world fireplace, while the layout flows effortlessly for everyday living. With 4BR/1.5BA, there's plenty of room to spread out. Step outside to enjoy the large fenced-in backyard--perfect for relaxing, entertaining, or letting pets roam freely. A one-car detached garage adds convenience, while the location puts you close to schools, shopping, and everything you need. Major recent updates have
Source: SparkMLS
About this home
Located in Three Rivers in Three Rivers, this property offers 4-bedroom, 2-bath, 2,577 sq ft, with original construction dating to 1910.
Listed at $189,900 (about $74/sq ft).
Property tax estimate: $2,147 per year ($179/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,577 sqft
Lot Size0.2 acres
Year Built1910
Stories2
Location
CityThree Rivers
MunicipalityThree Rivers City
Zip Code49093
CountySt. Joseph
School DistrictThree Rivers
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull, Michigan Basement
Garage1 space
HeatingHot Water
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s)
Sale & Financing
Listed4/9/2026
Original Price$209,900
Terms AcceptedCash, FHA, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,147
Tax Year2025
Assessed Value$55,082
Parcel #75 051 145 114 00
Source: SparkMLS
Legal Description
LOT 5 BLK 11. CITY OF THREE RIVERS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mitzi L Krause
Century 21 Affiliated
Frequently Asked Questions about 421 EAST Street, Three Rivers, MI 49093
Which school district serves 421 EAST Street, Three Rivers, MI 49093?
Per MLS# 26014693, 421 EAST Street, Three Rivers, MI 49093 is in the Three Rivers boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Three Rivers directly to confirm enrollment eligibility.
What financing options are available for 421 EAST Street, Three Rivers, MI 49093?
Per MLS# 26014693, this listing accepts Cash, FHA, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 421 EAST Street, Three Rivers, MI 49093?
Per public tax records, annual property taxes for this property are $2,147 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 421 EAST Street, Three Rivers, MI 49093 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 421 EAST Street, Three Rivers, MI 49093 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 421 EAST Street, Three Rivers, MI 49093?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Three Rivers City police department or the St. Joseph County sheriff's office.
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Monthly payment$1,232
Principal & interest$1,232
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
421 EAST Street, Three Rivers, MI 49093
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Municipality
Three Rivers
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