Sold
422 Pine Street, Belding, MI 48809
Sold on 06/09/2026 for$220,000
MLS # 26021645 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,216 sqftBuilt 19260.2 acres
1 / 39
Listing Description
Charming 3-bedroom, 2-bath home on a spacious double lot in Belding with timeless character and thoughtful updates throughout. Inside, you'll find beautiful natural woodwork, refinished hardwood floors, fresh paint in the main living areas, and a warm, inviting feel from the moment you step inside. The main floor bedroom features a walk-in closet and nearby full bath for added convenience. The kitchen offers both gas and electric hookups for the range and dryer, along with included appliances. Recent updates include a complete electrical system update with new breaker box, new sidewalk along the south side of the home, refinished floors in the living room, dining room, and kitchen, plus updated trim in the main floor bedroom and bathroom. Outside, the double lot provides plenty of room to enjoy with raised garden beds, fruit trees, berry bushes, established perennials, a fire pit, and a cement slab perfect for basketball or outdoor activities. All offers reviewed Monday 5/18 by 12pm
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,216 sq ft home built in 1926 sits in Belding in Belding.
This home sold for $220,000 (about $181/sq ft).
Estimated annual property tax: $3,079, or about $257 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,216 sqft
Lot Size0.2 acres
Year Built1926
Stories2
Location
CityBelding
MunicipalityBelding City
Zip Code48809
CountyIonia
School DistrictBelding
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space, Full
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed5/11/2026
Sold Date6/8/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,079
Tax Year2025
Assessed Value$71,963
Parcel #401-090-000-455-00
Source: SparkMLS
Legal Description
CITY OF BELDING BELDING & ELLIS ADD LOT 103
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David Gregory
Smallegan Real Estate
Frequently Asked Questions about 422 Pine Street, Belding, MI 48809
Which school district serves 422 Pine Street, Belding, MI 48809?
Per MLS# 26021645, 422 Pine Street, Belding, MI 48809 is in the Belding boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Belding directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26021645, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 422 Pine Street, Belding, MI 48809?
Per public tax records, annual property taxes for this property are $3,079 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 422 Pine Street, Belding, MI 48809 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 422 Pine Street, Belding, MI 48809 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 422 Pine Street, Belding, MI 48809?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Belding City police department or the Ionia County sheriff's office.
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Monthly payment$1,426
Principal & interest$1,426
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
422 Pine Street, Belding, MI 48809
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Municipality
Belding
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