Under Contract
4223 Vance Road, Traverse City, MI 49685
$495,000
MLS # 1946829 (Northern Great Lakes REALTORS® MLS)
3 beds2 bathsBuilt 19002 acres
1 / 34
Listing Description
Some places just have a stillness to them. This classic home is one of them - far enough from the noise to feel like a world apart, close enough to Traverse City to make it practical. Set on 2 acres, the 3-bedroom, 2-bath home offers 2,075 square feet of living that's efficient without feeling cramped - a well-proportioned kitchen, generous living and dining areas, and a sunlit family room. The main floor hosts one bedroom, with two more upstairs, each with natural light and room to breathe. Out back, a deck looks out over open countryside, acting as a natural extension of the living space. An attached 2-car garage keeps things practical. The property has a history as a successful short-term rental - and for those with bigger plans, an additional 8 acres is available separately.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 1900 sits in Traverse City.
Asking $495,000.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size2 acres
Year Built1900
Stories2
Location
CityTraverse City
Zip Code49685
CountyGrand Traverse County
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed6/17/2026
Terms AcceptedCash, Conventional, Other
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by BJ Brick
REMAX Bayshore - West Shore Dr TC
Frequently Asked Questions about 4223 Vance Road, Traverse City, MI 49685
What financing options are available for 4223 Vance Road, Traverse City, MI 49685?
Per MLS# 1946829, the seller has indicated this property accepts the following financing types: Cash, Conventional, Other. Financing acceptance is subject to change — confirm with the listing agent.
Is 4223 Vance Road, Traverse City, MI 49685 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4223 Vance Road, Traverse City, MI 49685 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,211
Principal & interest$3,211
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4223 Vance Road, Traverse City, MI 49685
View full property history →
Get email alerts for new listings near 4223 Vance Road
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.