Sold
4226 Harr Drive, Traverse City, MI 49685
Sold on 07/13/2026 for$399,000
MLS # 1944692 (Northern Great Lakes REALTORS® MLS)
4 beds2 bathsBuilt 20090.94 acres
1 / 19
Listing Description
Beautiful 4 bedroom, 2 bath home on Traverse City’s west side. Located in Gallagher Estates neighborhood, this property offers a bright open layout, spacious living areas, and a peaceful wooded backdrop. The main level features abundant natural light, a comfortable living room, and a functional kitchen with plenty of storage. Step outside to a large deck—perfect for outdoor dining and relaxation. Four well sized bedrooms provide space for the household, or a home office, while the lower level expands your options for recreation or storage. Located just minutes from downtown Traverse City, Long Lake, and the award-winning Moomers Ice Cream, this home makes everyday living effortless with a short drive to shops,and dining. This move-in ready home delivers comfort, privacy, and an unbeatable location.
Source: SparkMLS
About this home
Located in Traverse City, this property offers 4-bedroom, 2-bath, with original construction dating to 2009.
Closed at $399,000.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.94 acres
Year Built2009
Location
CityTraverse City
Zip Code49685
CountyGrand Traverse County
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed5/4/2026
Sold Date7/12/2026
Original Price$431,000
Terms AcceptedCash, Conventional, FHA, Other
HOA
HOA Fee$75
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by CHARLES CAMPBELL
ListWithFreedom.com
Frequently Asked Questions about 4226 Harr Drive, Traverse City, MI 49685
What type of financing is accepted for this listing?
Per MLS# 1944692, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Other. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 4226 Harr Drive, Traverse City, MI 49685 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4226 Harr Drive, Traverse City, MI 49685 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,702
Principal & interest$2,627
HOA$75
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4226 Harr Drive, Traverse City, MI 49685
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