For Sale
423 E Division Street, Dowagiac, MI 49047
$199,900
MLS # 25036304 (Michigan Regional Information Center (MichRIC))
3 unitsBuilt 18800.38 acres
1 / 21
Listing Description
Spacious 3-Unit Investment Property with garage & Large Yard. The property features three distinct units: Unit #1: A charming 1-bedroom apartment on the main floor, offering a large living room w/ approx. 1235 sq ft. Unit #B Also located on the main floor, this spacious 2 bedroom unit incl. a generous living room, separate dining room, & large kitchen w/ approx. 1409 sq. ft. Unit #3: Located on the 2nd floor, this cozy 1-bedroom unit provides privacy w/ approx. 644 sq ft. The detached garage offers additional rental income. Owner pays for trash & water.
Source: SparkMLS
About this home
Listed at $199,900.
Annual property taxes run approximately $2,473 ($206/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Dowagiac; natural gas by SEMCO Energy Gas Company. Fiber internet is available at this address with download speeds up to 8,000 Mbps across 9 providers.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.38 acres
Year Built1880
Location
CityDowagiac
MunicipalityDowagiac City
Zip Code49047
CountyCass
School DistrictDowagiac
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space, Partial
HeatingForced Air
UtilitiesNatural Gas Connected, Electricity Connected, Storm Sewer
Sale & Financing
Listed7/21/2025
Original Price$225,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,473
Tax Year2024
Assessed Value$39,099
Parcel #14-160-300-830-00
Source: SparkMLS
Legal Description
DW 2154 COM AT SE COR LOT 5, TH E 2 RDS, N 10 RDS, W 6 RDS, S 10 RDS, E 4 RDS TO PL OF BEG. JOEL H. SMITH'S ADD CITY OF DOWAGIAC.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Martha Hassle
@properties Christie's Intl RE
Frequently Asked Questions about 423 E Division Street, Dowagiac, MI 49047
Which school district serves 423 E Division Street, Dowagiac, MI 49047?
Per MLS# 25036304, 423 E Division Street, Dowagiac, MI 49047 is in the Dowagiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dowagiac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25036304, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 423 E Division Street, Dowagiac, MI 49047?
Per public tax records, annual property taxes for this property are $2,473 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 423 E Division Street, Dowagiac, MI 49047 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 423 E Division Street, Dowagiac, MI 49047 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 423 E Division Street, Dowagiac, MI 49047. The maximum advertised download speed is 8.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 423 E Division Street, Dowagiac, MI 49047?
Per Michigan Public Service Commission service territory data: Electric: City of Dowagiac. Gas: SEMCO Energy Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Dowagiac City police department or the Cass County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
8 Gbps
Upload
8 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
Surf InternetFiber
8 GbpsFrontierFiber
7 GbpsXfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFrontierDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Dowagiac
Municipal
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
423 E Division Street, Dowagiac, MI 49047
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Municipality
Dowagiac
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