For Sale
423 Fifth Street, Traverse City, MI 49684
$1,395,000
MLS # 1945569 (Northern Great Lakes REALTORS® MLS)
5 beds3 bathsBuilt 19000.19 acres
1 / 68
Listing Description
EXPERIENCE THE BEST OF DOWNTOWN TRAVERSE CITY LIVING in this beautifully updated home on Fifth Street where historic charm meets modern luxury. This five-bedroom, three-bath residence offers 3,304 square feet of thoughtfully designed space, ideal for those seeking a move-in ready home within walking distance of West Bay, Front Street and the Farmers Markets as well as award-winning restaurants, beaches, trails and cultural events. Inside you'll find light filled living and dining spaces, original wood floors and elegant finishes that reflect timeless style. The kitchen area is large and open offering plenty of space for daily living and entertaining. The primary suite offers a peaceful retreat while the additional bedrooms provide flexibility for guests, a home office or creative space. Outside, the private backyard and patio create a thoughtful oasis in the heart of downtown. If you've been searching for a perfect spot in Traverse City that offers location, lifestyle and luxury, this is the one!
Source: SparkMLS
About this home
Located in Traverse City in Traverse City, this property offers 5-bedroom, 3-bath, with original construction dating to 1900.
Listed at $1,395,000.
Electric service is provided by Traverse City Light & Power; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Lot Size0.19 acres
Year Built1900
Stories2
Location
CityTraverse City
MunicipalityTraverse City
Zip Code49684
CountyGrand Traverse County
Construction & Systems
BasementMichigan Basement
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/21/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kim Costanza
Traverse Real Estate
Frequently Asked Questions about 423 Fifth Street, Traverse City, MI 49684
What financing options are available for 423 Fifth Street, Traverse City, MI 49684?
Per MLS# 1945569, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 423 Fifth Street, Traverse City, MI 49684 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 423 Fifth Street, Traverse City, MI 49684 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Traverse City Light & Power. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Traverse City police department or the Grand Traverse County County sheriff's office.
Map
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Monthly payment$9,048
Principal & interest$9,048
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Traverse City Light & Power
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
423 Fifth Street, Traverse City, MI 49684
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Municipality
Traverse City
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