Pending
424 S Saginaw Street, Flint, MI 48502
$249,900
MLS # 20261029374 (Realcomp)
0.06 acres
1 / 6
Listing Description
First time offered—rare opportunity to acquire this unique 7,599 (+/-) sq ft building in the heart of downtown Flint. The main floor is currently occupied by The Mad Hatter on a month-to-month basis, providing immediate income with flexibility for future use. Ideally located within walking distance to U of M Flint and Kettering University, this property is positioned in an area with strong demand for residential and mixed-use redevelopment. The upper floors offer incredible potential for conversion to loft-style apartments, featuring high ceilings and classic brick character that today’s renters are seeking. Additional possibilities include small office suites or open co-working space. Whether you’re an investor or owner-user, this is a prime opportunity to bring your vision to life in a growing downtown market.
Source: SparkMLS
About this home
Asking $249,900.
Estimated annual property tax: $3,247, or about $271 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeCommercial Sale
Bathrooms0
Lot Size0.06 acres
Location
CityFlint
MunicipalityFlint
Zip Code48502
CountyGenesee
School DistrictFlint
Construction & Systems
ConstructionOther, Brick, Stone
WaterPublic
Sale & Financing
Listed4/23/2026
Source: SparkMLS
Tax Information
Annual Tax$3,247
Parcel #4118107013
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Scott Myers
RE/MAX Platinum - Grand Blanc
Frequently Asked Questions about 424 S Saginaw Street, Flint, MI 48502
What school district is 424 S Saginaw Street, Flint, MI 48502 in?
Per MLS# 20261029374, this property is served by Flint. In Michigan, school district boundaries are set by the state and do not always follow city limits.
How much are property taxes for this home?
Per MLS# 20261029374, the most recent reported annual property tax for 424 S Saginaw Street, Flint, MI 48502 is $3,247. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 424 S Saginaw Street, Flint, MI 48502 eligible for USDA financing?
Per USDA Rural Development boundary data, 424 S Saginaw Street, Flint, MI 48502 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 424 S Saginaw Street, Flint, MI 48502 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Flint police department or the Genesee County sheriff's office.
Map
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
424 S Saginaw Street, Flint, MI 48502
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Municipality
Flint
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