Sold
424 Symphony Circle, St. Joseph, MI 49085
Sold on 07/11/2025 for$385,000
MLS # 25016310 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,318 sqftBuilt 19990.3 acres
1 / 37
Listing Description
Pride of ownership shines through in this impeccably maintained home, kept in like-new condition. The heart of the home has been beautifully expanded with a spacious, covered outdoor deck perfect for three-season enjoyment set within a private fenced-in backyard. Nestled in a quiet cul-de-sac, this home offers both tranquility and convenience, just minutes from Eaton Park, top-rated schools, grocery stores, medical facilities, and fitness centers. A comprehensive list of updates and improvements is available in the Document section. Plus, the unique, high-quality coating on the garage and porch cement floors comes with a lifetime warranty. Don't miss out, schedule your showing today!
Source: SparkMLS
About this home
Located in St Joseph Township in St. Joseph, this property offers 3-bedroom, 3-bath, 2,318 sq ft, with original construction dating to 1999.
Final sale price: $385,000 (about $166/sq ft).
Property tax estimate: $2,680 per year ($223/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 9 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,318 sqft
Lot Size0.3 acres
Year Built1999
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementDaylight, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCenter Island, Eat-in Kitchen
Sale & Financing
Listed4/17/2025
Sold Date7/10/2025
Original Price$410,000
Terms AcceptedCash, Conventional
Concessions$1,800
Source: SparkMLS
Tax Information
Annual Tax$2,680
Tax Year2024
Assessed Value$132,065
Parcel #111858020027006
Source: SparkMLS
Legal Description
L0T #27 Park Place
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Anne S Odden
@properties Christie's International R.E.
Frequently Asked Questions about 424 Symphony Circle, St. Joseph, MI 49085
Which school district serves 424 Symphony Circle, St. Joseph, MI 49085?
Per MLS# 25016310, 424 Symphony Circle, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25016310, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 424 Symphony Circle, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $2,680 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 424 Symphony Circle, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 424 Symphony Circle, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 424 Symphony Circle, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 424 Symphony Circle, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,588
Principal & interest$2,588
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsAT&TDSL
25 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
424 Symphony Circle, St. Joseph, MI 49085
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Municipality
St Joseph Township
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