Sold
4245 SURREY Lane, Fort Gratiot, MI 48059
Sold on 10/29/2024 for$263,000
MLS # 20240069613 (Realcomp)
4 beds2 baths1,470 sqftBuilt 19690.23 acres
1 / 38
Listing Description
Welcome to 4245 Surrey Ln, located in the highly sought-after Old Farms community in Fort Gratiot. This well-maintained tri-level home offers 4 bedrooms and 2 full baths. The inviting layout provides ample room for relaxation and entertaining. The home features an attached 2-car garage and an additional shed for extra storage. In 2020, significant updates were completed by a licensed contractor, ensuring top-quality craftsmanship and attention to detail throughout the home. You'll enjoy the peace of mind that comes with knowing major improvements have already been made. Situated on a quiet street, you'll enjoy the peaceful neighborhood while being just minutes away from local shopping, dining, and Lake Huron beaches. Don’t miss out on the opportunity to live in one of Fort Gratiot’s most desirable neighborhoods.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,470 sq ft home in Fort Gratiot Township in Fort Gratiot built in 1969.
This home sold for $263,000 (about $179/sq ft).
Annual property taxes run approximately $2,681 ($223/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,470 sqft
Lot Size0.23 acres
Year Built1969
Stories3
Location
CityFort Gratiot
MunicipalityFort Gratiot Twp
Zip Code48059
CountySt. Clair
School DistrictPort Huron
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementCrawl Space, Slab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed9/17/2024
Sold Date10/28/2024
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,681
Parcel #74205880021000
Source: SparkMLS
Legal Description
LOT 97 PLAT NO 4 OF THE OLD FARM SUBD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by David Simpson
KW Platinum Port Huron
Frequently Asked Questions about 4245 SURREY Lane, Fort Gratiot, MI 48059
What school district is 4245 SURREY Lane, Fort Gratiot, MI 48059 in?
Per MLS# 20240069613, this property is served by Port Huron. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20240069613, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20240069613, the most recent reported annual property tax for 4245 SURREY Lane, Fort Gratiot, MI 48059 is $2,681. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4245 SURREY Lane, Fort Gratiot, MI 48059 eligible for USDA financing?
Per USDA Rural Development boundary data, 4245 SURREY Lane, Fort Gratiot, MI 48059 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4245 SURREY Lane, Fort Gratiot, MI 48059 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4245 SURREY Lane, Fort Gratiot, MI 48059?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4245 SURREY Lane, Fort Gratiot, MI 48059. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fort Gratiot Twp police department or the St. Clair County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,686
Principal & interest$1,686
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
50 Mbps
CableGSO SatelliteUnlicensed Fixed WirelessFixed WirelessSatelliteLicensed Fixed WirelessDSL
8 providers at this address
XfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsM3 Wireless IncFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4245 SURREY Lane, Fort Gratiot, MI 48059
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Municipality
Fort Gratiot Township
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