Pending
4246 Elmwood Avenue, Royal Oak, MI 48073
$335,000
MLS # 20261043333 (Realcomp)
3 beds2 baths1,922 sqftBuilt 19480.16 acres
1 / 44
Listing Description
Royal Oak's leading home seller presents this all brick three bedroom ranch with gleaming hardwood floors, a finished lower level, and a private tree-lined backyard in a popular North Royal Oak neighborhood. Classic brick exterior with a decorative screen door, large picture window, and concrete steps framed by mature landscaping and a flagstone path. Step inside to a bright living room with hardwood floors, a brick fireplace, and a sunlit picture window, with an arched passageway connecting to the entry. The living room flows into a formal dining room with hardwood floors, chair rail detail, and French doors opening to the backyard deck. Adjacent kitchen offers stainless steel appliances, ample cabinet and shelving space, and tile flooring. Three nicely sized bedrooms with hardwood floors share a full bath down the hallway. The finished lower level adds wonderful additional living space with a carpeted rec and family area, a dedicated office nook, a second full bath, a separate laundry room, and plenty of storage. Out back, a spacious wood deck overlooks a deep, tree-lined yard with mature shade and a detached two-car garage. Wonderful North Royal Oak location close to shops, parks, and everyday conveniences. Welcome Home!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,922 sq ft home in Royal Oak in Royal Oak built in 1948.
Currently offered at $335,000 (about $174/sq ft).
Property tax estimate: $4,961 per year ($413/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,922 sqft
Lot Size0.16 acres
Year Built1948
Stories1
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48073
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/14/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,782
State Equalized Value$133,030
Taxable Value$124,750
Parcel #2506258003
Source: Public Records
Legal Description
T1N, R11E, SEC 6 MEYERING LAND CO WOODWARD HILLS SUB LOT 220 EXC SLY 30 FT & ALL OF LOT 221
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jim Shaffer
Good Company
Frequently Asked Questions about 4246 Elmwood Avenue, Royal Oak, MI 48073
Which school district serves 4246 Elmwood Avenue, Royal Oak, MI 48073?
Per MLS# 20261043333, 4246 Elmwood Avenue, Royal Oak, MI 48073 is in the City of Royal Oak boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact City of Royal Oak directly to confirm enrollment eligibility.
What financing options are available for 4246 Elmwood Avenue, Royal Oak, MI 48073?
Per MLS# 20261043333, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4246 Elmwood Avenue, Royal Oak, MI 48073?
Per public tax records, annual property taxes for this property are $4,782. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4246 Elmwood Avenue, Royal Oak, MI 48073 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4246 Elmwood Avenue, Royal Oak, MI 48073 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4246 Elmwood Avenue, Royal Oak, MI 48073?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$4,961
Monthly$413
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$2,586
Principal & interest$2,173
Property taxes$413
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4246 Elmwood Avenue, Royal Oak, MI 48073
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Municipality
Royal Oak
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County
Oakland County
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