For Sale
42461 Saddle Lane, Sterling Heights, MI 48314
$899,900
MLS # 20261021560 (Realcomp)
4 beds3 baths2,800 sqftBuilt 20260.28 acres
1 / 1
Listing Description
Custom Home "To Be Built"... Welcome to the gem of Sterling Heights! This to be built new construction home sits on a wooded lot at the end of a court. This home will be built with a 3-car side turned garage, and a walk-out basement! This is a rare opportunity to find a luxury home in Sterling Heights with a large lot and a walkout basement. Select from several different floor plans or bring a custom plan that we can help create your dream home! Visit the model home located in Spring Meadows at 4020 Spring Meadow Dr. Call Agent for details
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,800 sq ft home built in 2026 sits in Sterling Heights in Sterling Heights.
Currently offered at $899,900 (about $321/sq ft).
Property tax estimate: $264 per year ($22/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,800 sqft
Lot Size0.28 acres
Year Built2026
Stories2
Location
CitySterling Heights
MunicipalitySterling Heights City
Zip Code48314
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick, Stone, Wood Siding
BasementWalk-Out Access, Daylight
Garage3 spaces
HeatingForced Air
Sale & Financing
Listed4/1/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$500 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$264
State Equalized Value$39,100
Taxable Value$4,579
Parcel #10-08-106-050
Source: Public Records
Legal Description
SPRING MEADOWS OF STERLING; MCCP NO. 1258; UNIT 50 SPLIT/COMBINED ON 02/01/2023 FROM 10-10-08-151-001, 10-10-08-151-002, 10-10-08-151-009, 10-10-08-151-010, 10-10-08-101-009;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by George J Shaheen
The Entity Realty Group, LLC
Frequently Asked Questions about 42461 Saddle Lane, Sterling Heights, MI 48314
Which school district serves 42461 Saddle Lane, Sterling Heights, MI 48314?
Per MLS# 20261021560, 42461 Saddle Lane, Sterling Heights, MI 48314 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
What financing options are available for 42461 Saddle Lane, Sterling Heights, MI 48314?
Per MLS# 20261021560, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 42461 Saddle Lane, Sterling Heights, MI 48314?
Per public tax records, annual property taxes for this property are $264. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 42461 Saddle Lane, Sterling Heights, MI 48314 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 42461 Saddle Lane, Sterling Heights, MI 48314 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 42461 Saddle Lane, Sterling Heights, MI 48314?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$5,879
Principal & interest$5,837
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
42461 Saddle Lane, Sterling Heights, MI 48314
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Municipality
Sterling Heights
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County
Macomb County
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