Sold
4249 Mitchell Creek Drive, Traverse City, MI 49686
Sold on 07/02/2026 for$200,000
MLS # 1945915 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 1985
1 / 24
Listing Description
Live where Traverse City happens. This affordable 2-bedroom, 1-bath condo puts you right in the middle of everything. Step outside and hop on the TART Trail for an easy ride or walk to restaurants, coffee shops, NMC, work or some of the area's favorite local spots. The interior brings vaulted ceilings and a cozy loft to create a bright, open space that feels larger than expected. Enjoy morning coffee on the private balcony and wind down after a day of exploring, beach fun, studying or work. Spend hours at the beach at Traverse City State Park, discover downtown's food scene, catch an exhibit at the Dennos Museum, or enjoy the convenience of being just minutes from NMC. Easy access to everything Traverse City has to offer, this condo delivers location, value, and lifestyle. Assn fee covers: Exterior maintenance, sewer, trash, lawn care, snow plowing. NO Short Term Rentals (6 mo minimum) Pets OK. Fam.Rm dimension = Upstairs loft
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home built in 1985 sits in Traverse City.
Final sale price: $200,000.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Year Built1985
Stories1
Location
CityTraverse City
Zip Code49686
CountyGrand Traverse County
Construction & Systems
HeatingNatural Gas, Baseboard, Hot Water
WaterPublic
SewerPublic
Sale & Financing
Listed5/30/2026
Sold Date7/1/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$3,184
IncludesLawn/Yard Care, Sewer, Snow Removal, Trash
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shelly Brunette
REO-TCRandolph-233022
Frequently Asked Questions about 4249 Mitchell Creek Drive, Traverse City, MI 49686
What type of financing is accepted for this listing?
Per MLS# 1945915, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4249 Mitchell Creek Drive, Traverse City, MI 49686 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4249 Mitchell Creek Drive, Traverse City, MI 49686 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4249 Mitchell Creek Drive, Traverse City, MI 49686?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$4,595
Principal & interest$1,411
HOA$3,184
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4249 Mitchell Creek Drive, Traverse City, MI 49686
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