Pending
425 Riviera Drive, Saint Clair Shores, MI 48080
$125,000
MLS # 20261034418 (Realcomp)
2 beds2 baths925 sqftBuilt 1969
1 / 39
Listing Description
Charming Garden-Level Condo Near the Nautical Mile!Welcome to this delightful 2-bedroom garden-level condo offering comfort, convenience, and community living. Located just steps from the vibrant Nautical Mile, enjoy easy access to waterfront dining, boutique shopping, and seasonal events—all within walking distance.Inside, you'll find newer appliances and a well-designed layout perfect for relaxing or entertaining. The unit includes covered parking and access to a host of amenities: a sparkling swimming pool, workout center, and a spacious clubhouse ideal for hosting parties or gatherings. Individual storage space provided. Water and heat are included in the HOA fee, making budgeting a breeze. HOA fee of $418.00 covers water, heat, exterior maintenance, garbage pick-up, landscaping, snow removal and all the amenities. Riviera Terrace is in a perfect location and close to everything: hospitals, shopping, entertainment,Whether you're downsizing, investing, or simply seeking a low-maintenance lifestyle near the lake, this condo checks all the boxes. Some photos digitally enhanced.HOA is considering enhancing HVAC systems.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 925 sq ft home in St Clair Shores in Saint Clair Shores built in 1969.
Asking $125,000 (about $135/sq ft).
Annual property taxes run approximately $2,259 ($188/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area925 sqft
Year Built1969
Stories1
Location
CitySaint Clair Shores
MunicipalitySaint Clair Shores City
Zip Code48080
CountyMacomb
School DistrictSouth Lake
Construction & Systems
ConstructionBrick
BasementSlab
HeatingForced Air
SewerPublic
Sale & Financing
Listed5/12/2026
Original Price$130,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$418 / Monthly
IncludesLawn/Yard Care, Snow Removal, Trash, Water
Source: SparkMLS
Tax Information
Annual Tax$2,259
State Equalized Value$48,300
Taxable Value$35,302
Parcel #14-35-106-122
Source: Public Records
Legal Description
RIVIERA TERRACE CONDOMINIUM MCCP NO. 121 UNIT 122
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by James P Addison
Coldwell Banker Professionals-GPF
Frequently Asked Questions about 425 Riviera Drive, Saint Clair Shores, MI 48080
Which school district serves 425 Riviera Drive, Saint Clair Shores, MI 48080?
Per MLS# 20261034418, 425 Riviera Drive, Saint Clair Shores, MI 48080 is in the South Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact South Lake directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261034418, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 425 Riviera Drive, Saint Clair Shores, MI 48080?
Per public tax records, annual property taxes for this property are $2,259. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 425 Riviera Drive, Saint Clair Shores, MI 48080 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 425 Riviera Drive, Saint Clair Shores, MI 48080 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 425 Riviera Drive, Saint Clair Shores, MI 48080?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$1,229
Principal & interest$811
HOA$418
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
425 Riviera Drive, Saint Clair Shores, MI 48080
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Municipality
St Clair Shores
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County
Macomb County
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