For Sale
4260 Cooper Avenue, Royal Oak, MI 48073
$380,000
MLS # 20261045915 (Realcomp)
3 beds1 bath2,224 sqftBuilt 19480.14 acres
1 / 27
Listing Description
Welcome to this charming Royal Oak ranch ideally located along the Woodward corridor, just four minutes from downtown Birmingham and about ten minutes from downtown Royal Oak. Offering the perfect blend of convenience and comfort, this home provides quick access to premier shopping, dining, entertainment, parks, and major commuter routes. Inside, you'll find a functional layout with comfortable living spaces and abundant natural light. The finished basement adds valuable additional living, recreation, or storage space. With plumbing ready for a bathroom addition. Situated on a generously sized corner lot, the property offers plenty of outdoor space to enjoy, garden, or entertain. Whether you're a first-time homebuyer, downsizing, or looking for a great investment opportunity, this home presents an excellent chance to own in a location close to everything Metro Detroit has to offer.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 2,224 sq ft home built in 1948 sits in Royal Oak in Royal Oak.
Currently offered at $380,000 (about $171/sq ft).
Estimated annual property tax: $5,504, or about $459 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area2,224 sqft
Lot Size0.14 acres
Year Built1948
Stories1
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48073
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/17/2026
Original Price$390,000
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$3,271
State Equalized Value$147,570
Taxable Value$85,330
Parcel #2506253001
Source: Public Records
Legal Description
T1N, R11E, SEC 6 MEYERING LAND CO WOODWARD HILLS SUB LOT 284
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Shifra Uzilov
Cedarwood Realty LLC, a Michigan LLC
Frequently Asked Questions about 4260 Cooper Avenue, Royal Oak, MI 48073
What school district is 4260 Cooper Avenue, Royal Oak, MI 48073 in?
Per MLS# 20261045915, this property is served by City of Royal Oak. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261045915, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261045915, the most recent reported annual property tax for 4260 Cooper Avenue, Royal Oak, MI 48073 is $3,271. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4260 Cooper Avenue, Royal Oak, MI 48073 eligible for USDA financing?
Per USDA Rural Development boundary data, 4260 Cooper Avenue, Royal Oak, MI 48073 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4260 Cooper Avenue, Royal Oak, MI 48073 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$5,504
Monthly$459
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,923
Principal & interest$2,465
Property taxes$459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4260 Cooper Avenue, Royal Oak, MI 48073
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Municipality
Royal Oak
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County
Oakland County
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