Sold
428 Charlotte Avenue NW, Grand Rapids, MI 49504
Sold on 06/18/2026 for$312,400
MLS # 26025532 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,176 sqftBuilt 19280.24 acres
1 / 35
Listing Description
Welcome HOME! You'll truly relish this exceptional 3-bedroom home nestled on a captivating tree lined street with amazing over size lot, meticulously groomed from top to bottom. Incredible hardwood floors and rich original hardwood character throughout. This charming retreat is welcoming from the moment you enter with inviting foyer that leads to a wonderful living area with beautiful architectural details and bright windows. Renovated kitchen with a modern/farmhouse apron sink a solid surface countertops and fresh custom cabinetry. Enjoy entertaining in the delightful formal dining room surrounded in natural light. The second floor offers a gracious space with 3 large bedrooms wrapped in hardwood floors and newly renovated bath. Call for a private showing! All offers will be reviewed on Tuesday (6/2) at 10am
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,176 sq ft home built in 1928 sits in Grand Rapids in Grand Rapids.
Closed at $312,400 (about $266/sq ft).
Annual property taxes run approximately $2,497 ($208/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,176 sqft
Lot Size0.24 acres
Year Built1928
Stories2
Location
CityGrand Rapids
MunicipalityCity of Grand Rapids
Zip Code49504
CountyKent
School DistrictGrand Rapids
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected
InteriorGarage Door Opener
Sale & Financing
Listed5/28/2026
Sold Date6/17/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,497
Tax Year2025
State Equalized Value$100,700
Taxable Value$81,434
Assessed Value$79,294
Parcel #411321477011
Source: Public Records
Legal Description
LOT 66* L W EDISON PLAT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Bryant C Mitchell
Bellabay Realty (Kentwood)
Frequently Asked Questions about 428 Charlotte Avenue NW, Grand Rapids, MI 49504
What school district is 428 Charlotte Avenue NW, Grand Rapids, MI 49504 in?
Per MLS# 26025532, this property is served by Grand Rapids. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26025532, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26025532, the most recent reported annual property tax for 428 Charlotte Avenue NW, Grand Rapids, MI 49504 is $2,497 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 428 Charlotte Avenue NW, Grand Rapids, MI 49504 eligible for USDA financing?
Per USDA Rural Development boundary data, 428 Charlotte Avenue NW, Grand Rapids, MI 49504 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 428 Charlotte Avenue NW, Grand Rapids, MI 49504 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the City of Grand Rapids police department or the Kent County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,845
Principal & interest$1,845
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
428 Charlotte Avenue NW, Grand Rapids, MI 49504
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Municipality
Grand Rapids
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