Sold
428 CRYSTAL Lane, Roscommon, MI 48653
Sold on 05/12/2025 for$408,000
MLS # 20250018118 (Realcomp)
3 beds3 baths2,454 sqftBuilt 20070.55 acres
1 / 53
Listing Description
Located in the peaceful and wooded Clearwater subdivision, 428 Crystal Lane offers a perfect blend of comfort and convenience. This spacious 3-bedroom, 2.5-bathroom home sits on a 0.55-acre lot, providing privacy while remaining close to amenities. With 2,454 square feet of living space, the home features an open-concept design, including a multi-use loft and an upstairs living area that offers additional sleeping space. A natural stone fireplace serves as the centerpiece of the cozy living room, creating a warm and inviting atmosphere. Built in 2007, the home is equipped with a forced air furnace and supplemental electric heat, ensuring year-round comfort. Plus, a whole house generator provides peace of mind, keeping the home powered during outages. The kitchen boasts ample counter space, modern appliances, and beautiful cabinetry, while the large mudroom and multiple storage areas make organization effortless. Outside, you'll find a large insulated garage, a separate storage shed, and a paved driveway—leading to a well-maintained paved subdivision road that is county-plowed in winter. For outdoor enthusiasts, this home is just three miles from North Higgins Lake State Park and offers easy access to skiing, trails, a boat launch, and the expressway. With no association fees and well-spaced neighboring homes, this property offers both tranquility and convenience. Whether you're looking for a primary residence or a vacation retreat, 428 Crystal Lane is a must-see! SQ FT is an estimate. Buyer and buyer’s agent to verify. SQ FT is to the best of the seller’s knowledge.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,454 sq ft home in Roscommon built in 2007.
Final sale price: $408,000 (about $166/sq ft).
Property tax estimate: $3,649 per year ($304/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,454 sqft
Lot Size0.55 acres
Year Built2007
Stories1
Location
CityRoscommon
MunicipalityBeaver Creek Twp
Zip Code48653
CountyCrawford
School DistrictRoscommon
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
Garage4 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed3/25/2025
Sold Date5/11/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,649
Parcel #05230000004800
Source: SparkMLS
Legal Description
PLAT OF CLEARWATER LOT 48
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by James T Silver
Keller Williams Somerset
Frequently Asked Questions about 428 CRYSTAL Lane, Roscommon, MI 48653
What school district is 428 CRYSTAL Lane, Roscommon, MI 48653 in?
Per MLS# 20250018118, this property is served by Roscommon. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20250018118, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250018118, the most recent reported annual property tax for 428 CRYSTAL Lane, Roscommon, MI 48653 is $3,649. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 428 CRYSTAL Lane, Roscommon, MI 48653 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 428 CRYSTAL Lane, Roscommon, MI 48653 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 428 CRYSTAL Lane, Roscommon, MI 48653?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 428 CRYSTAL Lane, Roscommon, MI 48653. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Beaver Creek Twp police department or the Crawford County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,718
Principal & interest$2,718
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
50 MbpsBug Tussel Wireless LLCLicensed Fixed Wireless
10 MbpsAT&TLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
428 CRYSTAL Lane, Roscommon, MI 48653
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