Sold
428 Harden Street, Holly, MI 48442
Sold on 11/25/2025 for$175,000
MLS # 20251035963 (Realcomp)
3 beds1 bath1,600 sqftBuilt 19690.31 acres
1 / 7
Listing Description
Solid 3 bedroom home, 1 Bath with New HVAC, Fenced in backyard, 2 car attached garage, Perfect for First time home buyer looking for sweat equity or investor looking to add doors. Close to schools and historical downtown Holly. Assumable mortgage for well qualified buyers
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,600 sq ft home built in 1969 sits in Holly Village in Holly.
Final sale price: $175,000 (about $109/sq ft).
Estimated annual property tax: $2,972, or about $248 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,600 sqft
Lot Size0.31 acres
Year Built1969
Stories1
Location
CityHolly
MunicipalityHolly Twp
Zip Code48442
CountyOakland
School DistrictHolly Area School District
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed9/11/2025
Sold Date11/24/2025
Original Price$225,000
Terms AcceptedAssumable, Cash, Conventional, Rural Development
Source: SparkMLS
Tax Information
Annual Tax$3,650
State Equalized Value$106,720
Taxable Value$88,160
Parcel #0134454008
Source: Public Records
Legal Description
T5N, R7E, SEC 34 HARDENS ADD LOTS 18 & 19
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joshua Turcsak
RE/MAX Eclipse Clarkston
Frequently Asked Questions about 428 Harden Street, Holly, MI 48442
Which school district serves 428 Harden Street, Holly, MI 48442?
Per MLS# 20251035963, 428 Harden Street, Holly, MI 48442 is in the Holly Area School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Holly Area School District directly to confirm enrollment eligibility.
What financing options are available for 428 Harden Street, Holly, MI 48442?
Per MLS# 20251035963, this listing accepts Assumable, Cash, Conventional, Rural Development financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 428 Harden Street, Holly, MI 48442?
Per public tax records, annual property taxes for this property are $3,650. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 428 Harden Street, Holly, MI 48442 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 428 Harden Street, Holly, MI 48442 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 428 Harden Street, Holly, MI 48442. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 428 Harden Street, Holly, MI 48442?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$2,972
Monthly$248
Millage rate27.8444 mills
Municipality: VILLAGE OF HOLLY
School district: HOLLY AREA SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,383
Principal & interest$1,135
Property taxes$248
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
428 Harden Street, Holly, MI 48442
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Municipality
Holly Village
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County
Oakland County
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