For Sale
428 Orchard Avenue, Muskegon, MI 49442
$118,000
MLS # 26006306 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,278 sqftBuilt 19200.25 acres
1 / 10
Listing Description
Great rental or flip opportunity for the price. Includes extra 60' x 33' lot next door. This 3-bedroom, 1-bath home offers fantastic space. New flooring in kitchen, hallway and main floor bedroom. fresh paint on all the walls, ceilings and trim. New wired in fire detectors. Original hardwood floors run through the main space. Downstairs, a full basement provides ample storage or room to expand your living space. With its classic features and generous layout, this home is ready for someone to make it truly shine. Includes extra 60' x 33' lot next door that is Parcel # 24-205-045-0014-00. Extra lot is measured 60' north of the curb. Buyer will remove fence at his cost.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,278 sq ft home in Muskegon in Muskegon built in 1920.
Asking $118,000 (about $92/sq ft).
Annual property taxes run approximately $780 ($65/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,278 sqft
Lot Size0.25 acres
Year Built1920
Stories2
Location
CityMuskegon
MunicipalityMuskegon City
Zip Code49442
CountyMuskegon
School DistrictMuskegon
Construction & Systems
ConstructionAluminum Siding
BasementPartial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/30/2026
Original Price$130,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$780
Tax Year2025
Assessed Value$18,903
Parcel #24-205-045-0015-00
Source: SparkMLS
Legal Description
CITY OF MUSKEGON REVISED PLAT OF 1903 W 1/2 LOT 15 BLK 45
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Craig Kilgore
Coldwell Banker Woodland Schmidt Grand Haven
Frequently Asked Questions about 428 Orchard Avenue, Muskegon, MI 49442
Which school district serves 428 Orchard Avenue, Muskegon, MI 49442?
Per MLS# 26006306, 428 Orchard Avenue, Muskegon, MI 49442 is in the Muskegon boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Muskegon directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26006306, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 428 Orchard Avenue, Muskegon, MI 49442?
Per public tax records, annual property taxes for this property are $780 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 428 Orchard Avenue, Muskegon, MI 49442 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 428 Orchard Avenue, Muskegon, MI 49442 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 428 Orchard Avenue, Muskegon, MI 49442?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Muskegon City police department or the Muskegon County sheriff's office.
Map
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Monthly payment$765
Principal & interest$765
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
428 Orchard Avenue, Muskegon, MI 49442
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Municipality
Muskegon
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