For Sale
4281 Franklin Trail, Sterling, MI 48659
$245,000
MLS # 1944303 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19790.72 acres
1 / 36
Listing Description
Charming Chalet on the Rifle River! Discover 4281 Franklin Trail, a beautifully renovated chalet nestled in the heart of Northern Michigan! This stunning home features three spacious bedrooms and one and a half baths, completely updated recently to create a perfect blend of contemporary style with cozy charm. Every detail has been thoughtfully curated by a professional decorator ensuring a stylish living experience. Equipped with a Generac generator, and a brand new furnace (4/2026) this home allows for a sustainable lifestyle without sacrificing comfort or convenience. Enjoy serene views and access to the Rifle River, perfect for fishing, kayaking, or simply soaking in nature. A fantastic 24 x 24 heated detached garage space for hobbies or storage, featuring an epoxy floor that adds durability and style in addition to a new garage door! A large shed provides ample room for tools, equipment, outdoor gear, or toys. Not only that, there is an adorable new gardener's shed that is perfect for the artist in you, or a beautiful playhouse, or whatever works for you complete with a split wood fence for your fur babies! Relax by the small pond that would be great for gold fish or a water fall. Surrounded by lush woods, this property offers tranquility and seclusion, making it an ideal retreat for nature lovers. This chalet is a rare find, combining modern comforts with the beauty of wooded landscape. Don't miss the opportunity to own the unique property. Schedule your viewing today and experience the serenity of 4281 Franklin Trail for yourself!
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Sterling built in 1979.
Currently offered at $245,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.72 acres
Year Built1979
Stories2
Location
CitySterling
Zip Code48659
CountyArenac
Construction & Systems
BasementCrawl Space
HeatingForced Air
WaterPrivate Water
Sale & Financing
Listed4/26/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Denise Vinson
Century 21 Signature Realty
Frequently Asked Questions about 4281 Franklin Trail, Sterling, MI 48659
What type of financing is accepted for this listing?
Per MLS# 1944303, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4281 Franklin Trail, Sterling, MI 48659 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4281 Franklin Trail, Sterling, MI 48659 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4281 Franklin Trail, Sterling, MI 48659?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,589
Principal & interest$1,589
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4281 Franklin Trail, Sterling, MI 48659
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