Sold
429 Smith Lake Drive, Mio, MI 48647
Sold on 10/10/2025 for$170,000
MLS # 20251026836 (Realcomp)
2 beds1 bath624 sqftBuilt 19600.31 acres
1 / 18
Listing Description
Tucked away on the peaceful shores of Smith Lake, this adorable 2-bedroom, 1-bath cabin is your ticket to slowing down and soaking up the beauty of Northern Michigan. Recent updates like a new metal roof and newer furnace mean you can enjoy comfort and peace of mind year-round.Step out onto the beautiful deck overlooking the lake—the perfect spot for your morning coffee or an evening glass of wine. Just a few steps away, the shoreline invites you to launch your boat or pontoon, cast a fishing line, paddle out in a kayak, or take a refreshing swim.Inside, you’ll love the cozy pellet stove—perfect for warming up after a day of snowmobiling, cross-country skiing, or exploring the winter trails. With steps leading directly to the water, plenty of parking, and a garage for all your toys, you’ll be ready for every adventure.Whether it’s quiet mornings, afternoons on the water, or star-filled nights around a campfire, this cabin is the ideal escape from the busyness of life.Your Smith Lake retreat awaits—come experience the true beauty of Northern Michigan!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 624 sq ft home in Mio built in 1960.
Closed at $170,000 (about $272/sq ft).
Annual property taxes run approximately $2,151 ($179/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area624 sqft
Lot Size0.31 acres
Year Built1960
Stories1
Location
CityMio
MunicipalityComins Twp
Zip Code48647
CountyOscoda
School DistrictFairview
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access
Garage1.5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed8/12/2025
Sold Date10/9/2025
Original Price$169,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$50
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$2,151
Parcel #00322504000
Source: SparkMLS
Legal Description
T27N R3E SEC 18 - SMITH LAKE SUBD. LOT 40.
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Andrea Shearer
Real Estate Cousins
Frequently Asked Questions about 429 Smith Lake Drive, Mio, MI 48647
Which school district serves 429 Smith Lake Drive, Mio, MI 48647?
Per MLS# 20251026836, 429 Smith Lake Drive, Mio, MI 48647 is in the Fairview boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Fairview directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251026836, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 429 Smith Lake Drive, Mio, MI 48647?
Per public tax records, annual property taxes for this property are $2,151. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 429 Smith Lake Drive, Mio, MI 48647 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 429 Smith Lake Drive, Mio, MI 48647. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 429 Smith Lake Drive, Mio, MI 48647?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Comins Twp police department or the Oscoda County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,133
Principal & interest$1,083
HOA$50
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
500 Mbps
CableFiberGSO SatelliteDSLSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
429 Smith Lake Drive, Mio, MI 48647
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