Sold
429 W Drayton Street, Ferndale, MI 48220
Sold on 06/04/2026 for$450,000
MLS # 20261028205 (Realcomp)
3 beds2 baths1,660 sqftBuilt 19280.14 acres
1 / 34
Listing Description
***Multiple Offers: The seller is in receipt of Multiple Offers. Please submit your best offer – both in terms and price - by 8:00PM on Saturday, May 2, 2026. Sellers will make a decision on Sunday.*** Architecture + Location + Opportunity! This charming brick home showcases timeless curb appeal with a distinctive sloping roofline and inviting arched entryway. Step inside to a vintage-tiled foyer that sets the tone for the character found throughout. The spacious Living Room features a classic brick fireplace, while hardwood flooring continues into the formal Dining Room. The Kitchen offers multiple access points and is thoughtfully updated with quartz countertops, Geneva metal cabinetry, and floating shelves. Vintage charm carries into the full bath with original sconces and striking hexagonal/checkerboard tilework. A main-floor bedroom adds flexibility and convenience. Upstairs, you’ll find two generously sized bedrooms with hardwood floors, tall ceilings, and a convenient half bath. The finished basement provides valuable additional living space for recreation, hobbies, or a home office. Outside, the expanded deck is ideal for entertaining and relaxing. Additional improvements include updated electrical, replaced water line, newer central air, rebuilt furnace, replacement windows, and a spacious 2.5+ car garage. Convenient walk to Downtown Ferndale and all its amenities
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 3-bedroom, 2-bath, 1,660 sq ft, with original construction dating to 1928.
Closed at $450,000 (about $271/sq ft).
Annual property taxes run approximately $8,152 ($679/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,660 sqft
Lot Size0.14 acres
Year Built1928
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionBrick
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed4/27/2026
Sold Date6/3/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,152
State Equalized Value$164,200
Taxable Value$161,420
Parcel #2528428019
Source: Public Records
Legal Description
T1N, R11E, SEC 28 WOODLAND PARK SUB LOT 149, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Robert Campbell
Max Broock, REALTORS®-Birmingham
Frequently Asked Questions about 429 W Drayton Street, Ferndale, MI 48220
Which school district serves 429 W Drayton Street, Ferndale, MI 48220?
Per MLS# 20261028205, 429 W Drayton Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261028205, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 429 W Drayton Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $8,152. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 429 W Drayton Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 429 W Drayton Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 429 W Drayton Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
429 W Drayton Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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