Sold
4294 N East Torch Lake Drive, Central Lake, MI 49622
Sold on 05/29/2026 for$1,420,000
MLS # 20261032053 (Realcomp)
4 beds3 baths2,020 sqftBuilt 19951.05 acres
1 / 41
Listing Description
Turnkey Torch Lake Retreat – Fully Furnished & Move-In Ready! Welcome to your dream home on the shores of stunning Torch Lake! This exceptional turnkey property comes fully furnished with high-end appliances and furnishings—just bring your suitcase and start enjoying lakefront living immediately. The main level features two bedrooms and full baths. The first-floor primary is spacious, and an accessible primary suite, along with a second bedroom and full bath—perfect for guests or family. Natural light fills the home, complemented by breathtaking blue views of Torch Lake. Thoughtfully updated throughout, the home blends comfort, style, and functionality. Enjoy the outdoors on a beautiful wraparound covered deck, all set on a private 1-acre lot. Brand new AC Unit. An oversized driveway provides ample parking, and the huge pole barn offers ideal storage for boats, cars, and recreational toys. Upstairs, you’ll find a third bedroom, an additional full bath, and a 4th loft bedroom—ideal for extra living space, or a home office. The property includes a premium, extra-large dock with over 500 square feet of deck space, swimming stairs, and a pull-down ladder for effortless lake access. A mechanical boat lift is also included, built to accommodate high-end boats or tritoons. High end dock and Boat lift valued at almost 100k. Whether you're seeking a permanent residence or a luxury getaway, everything is ready and waiting—simply move right in and start living the Torch Lake lifestyle! Few small exclusions in realtor remarks. BATVAI
Source: SparkMLS
About this home
Located in Central Lake, this property offers 4-bedroom, 3-bath, 2,020 sq ft, with original construction dating to 1995.
This home sold for $1,420,000 (about $703/sq ft).
Property tax estimate: $6,248 per year ($521/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,020 sqft
Lot Size1.05 acres
Year Built1995
Stories2
Location
CityCentral Lake
MunicipalityCentral Lake Twp
Zip Code49622
CountyAntrim
School DistrictCentral Lake
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/5/2026
Sold Date5/28/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,248
Parcel #050200701450
Source: SparkMLS
Legal Description
BEG AT THE SE COR OF GOV LOT 3; TH S 88 DEG 35 54 W 14.09 FT ALG THE S LINE OF SD GOV LOT; TH CONT S 88 DEG 35 54 W 257.83 FT ALG THE S LINE OF GOV LOT 3 TO THE ELY R/W OF E TORCH LAKE DR; TH CONT S 88 DEG 35 54 W 103.94 FT ALG THE S LINE OF GOV LOT 3 TO THE TRAVERSE LINE ALG THE ELY SHORE OF TORCH LAKE; TH N 60 DEG 43 34 W 68.07 FT ALG SD TRAVERSE LINE; TH N 64 DEG 26 54 E 72.48 FT TO THE ELY R/W
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joanne McGlothlin
Signature Sotheby's International Realty Bham
Frequently Asked Questions about 4294 N East Torch Lake Drive, Central Lake, MI 49622
What school district is 4294 N East Torch Lake Drive, Central Lake, MI 49622 in?
Per MLS# 20261032053, this property is served by Central Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 4294 N East Torch Lake Drive, Central Lake, MI 49622?
Per MLS# 20261032053, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261032053, the most recent reported annual property tax for 4294 N East Torch Lake Drive, Central Lake, MI 49622 is $6,248. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4294 N East Torch Lake Drive, Central Lake, MI 49622 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Central Lake Twp police department or the Antrim County sheriff's office.
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Monthly payment$10,760
Principal & interest$10,760
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4294 N East Torch Lake Drive, Central Lake, MI 49622
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