For Sale
430 Fernando Street NE, Grand Rapids, MI 49505
$180,000
MLS # 26030404 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,158 sqftBuilt 19100.06 acres
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Listing Description
CALLING ALL INVESTORS! Immediate rental income! Property is currently tenant-occupied, making this a fantastic opportunity to expand your portfolio or begin your investment journey. Don't miss this rare chance to own an income-producing property AND 428 Fernando is listed separately but would make a great TWO property investment
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,158 sq ft home in Grand Rapids in Grand Rapids built in 1910.
Currently offered at $180,000 (about $155/sq ft).
Annual property taxes run approximately $1,474 ($123/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,158 sqft
Lot Size0.06 acres
Year Built1910
Stories2
Location
CityGrand Rapids
MunicipalityCity of Grand Rapids
Zip Code49505
CountyKent
School DistrictGrand Rapids
Construction & Systems
StyleTraditional
ConstructionAluminum Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
Sale & Financing
Listed6/17/2026
Original Price$190,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,474
Tax Year2025
State Equalized Value$78,800
Taxable Value$29,325
Assessed Value$28,555
Parcel #411418452009
Source: Public Records
Legal Description
N 66 FT OF E 41.72 FT OF LOT 31 BLK 2* PAGE S SUBDIVISION* OF BLOCKS 16 & 17 STEWART & IVES ADDITION
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kelly J Hover
City2Shore Gateway Group of Byron Center
Frequently Asked Questions about 430 Fernando Street NE, Grand Rapids, MI 49505
Which school district serves 430 Fernando Street NE, Grand Rapids, MI 49505?
Per MLS# 26030404, 430 Fernando Street NE, Grand Rapids, MI 49505 is in the Grand Rapids boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Grand Rapids directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26030404, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 430 Fernando Street NE, Grand Rapids, MI 49505?
Per public tax records, annual property taxes for this property are $1,474 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 430 Fernando Street NE, Grand Rapids, MI 49505 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 430 Fernando Street NE, Grand Rapids, MI 49505 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 430 Fernando Street NE, Grand Rapids, MI 49505?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the City of Grand Rapids police department or the Kent County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,167
Principal & interest$1,167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
430 Fernando Street NE, Grand Rapids, MI 49505
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Municipality
Grand Rapids
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