Sold
430 N Center Road, Saginaw, MI 48638
Sold on 10/23/2025 for$164,000
MLS # 20251025036 (Realcomp)
3 beds2 baths1,208 sqftBuilt 19490.82 acres
1 / 36
Listing Description
Welcome to Saginaw! This 3 bedroom, 1.5 bath house is full of mid-century charm, and ready for new owners to make it a home. Open, airy spaces with several windows allow natural light to flow through the home. The large living room is perfect for colder month entertaining. The kitchen features tons of storage and ample counter space, great for preparing family meals or gatherings, and flows directly to the designated dining room with included storage space. Spacious bedrooms with large windows are homey and comfortable, and the full basement holds so much potential, complete with a half bath. A screened porch on the rear of the home provides a great warm weather entertaining hub, with quick access to the kitchen. Don't miss out on this one, schedule your private showing today!
Source: SparkMLS
About this home
Located in Saginaw Township in Saginaw, this property offers 3-bedroom, 2-bath, 1,208 sq ft, with original construction dating to 1949.
This home sold for $164,000 (about $136/sq ft).
Property tax estimate: $2,002 per year ($167/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,208 sqft
Lot Size0.82 acres
Year Built1949
Stories1
Location
CitySaginaw
MunicipalitySaginaw Twp
Zip Code48638
CountySaginaw
School DistrictSaginaw Twp
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed8/6/2025
Sold Date10/22/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,002
Parcel #23124282012000
Source: SparkMLS
Legal Description
S 132 FT OF N 264 FT OF W 330 FT OF SW1/4 OF NW1/4 -- 1 ACRE SEC 28 T12N R4E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Bradley LaBrie
Keller Williams First
Frequently Asked Questions about 430 N Center Road, Saginaw, MI 48638
What school district is 430 N Center Road, Saginaw, MI 48638 in?
Per MLS# 20251025036, this property is served by Saginaw Twp. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20251025036, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251025036, the most recent reported annual property tax for 430 N Center Road, Saginaw, MI 48638 is $2,002. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 430 N Center Road, Saginaw, MI 48638 eligible for USDA financing?
Per USDA Rural Development boundary data, 430 N Center Road, Saginaw, MI 48638 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 430 N Center Road, Saginaw, MI 48638 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 430 N Center Road, Saginaw, MI 48638?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 430 N Center Road, Saginaw, MI 48638. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw Twp police department or the Saginaw County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,063
Principal & interest$1,063
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
430 N Center Road, Saginaw, MI 48638
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Municipality
Saginaw Township
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