For Sale
4300 S Washington Road, Saginaw, MI 48601
$124,900
MLS # 20261032257 (Realcomp)
3 beds2 baths1,266 sqftBuilt 19680.46 acres
1 / 30
Listing Description
I sit on just under a half-acre and offer a great yard with plenty of space to relax, entertain, garden, or play. Inside, I feature three spacious bedrooms with hardwood flooring, including built-ins in both the primary and second bedrooms for added charm and functionality. My inviting living room has a cozy wood-burning fireplace, and my primary bedroom includes its own convenient half bath.I’ve had several important updates, including a new roof in 2021, new electrical panel in 2023, and new gutters in 2025. I also offer newer vinyl windows, a newer water heater, a partially fenced backyard, and a 2-car attached garage with extra storage space. Need even more room for hobbies, storage, or projects? I also include an additional 16x20 garage/shed along with a separate 18x12 workshop, giving you endless possibilities.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,266 sq ft home built in 1968 sits in Spaulding Township in Saginaw.
Currently offered at $124,900 (about $99/sq ft).
Property tax estimate: $2,715 per year ($226/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,266 sqft
Lot Size0.46 acres
Year Built1968
Stories1
Location
CitySaginaw
MunicipalitySpaulding Twp
Zip Code48601
CountySaginaw
School DistrictBridgeport-Spaulding
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingBaseboard
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed5/5/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,715
Parcel #25114121108000
Source: SparkMLS
Legal Description
LOT 8 & 9 YURCSO SUBDIVISION A PART OF THE E 1/2 OF NE 1/4 SEC 12 T11N R4E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Thelma Rossbach
Cary Real Estate
Frequently Asked Questions about 4300 S Washington Road, Saginaw, MI 48601
What school district is 4300 S Washington Road, Saginaw, MI 48601 in?
Per MLS# 20261032257, this property is served by Bridgeport-Spaulding. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261032257, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261032257, the most recent reported annual property tax for 4300 S Washington Road, Saginaw, MI 48601 is $2,715. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4300 S Washington Road, Saginaw, MI 48601 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4300 S Washington Road, Saginaw, MI 48601 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Spaulding Twp police department or the Saginaw County sheriff's office.
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Monthly payment$810
Principal & interest$810
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4300 S Washington Road, Saginaw, MI 48601
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Municipality
Spaulding Township
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