Sold
431 Deering Street, Garden City, MI
Sold on 08/01/2025 for$240,000
MLS # 20251012598 (Realcomp)
3 beds2 baths1,859 sqftBuilt 19550.16 acres
1 / 21
Listing Description
Multiple Offers Received. Highest and Best due No later than 5:00pm Monday June 30th. Stunning and clean best describe this Garden City Brick Ranch. The first floor features a fantastic kitchen with granite counter tops, three bedrooms, living room and a full bath. The professionally finished basement features a nice size recreation or family room area, crafting nook, laundry area and the second bath. Some of the other updates include: Thermo Windows (5years), Furnace and Water Heater in May of 2024 a. Nice 2.5 car garage has a separate room for the lawn and maintenance tools. Please remove shoes during showings. Pre-Approved Buyers Only. Buyer(s) must be accompanied by a Licensed Agent for all showings and inspections. Buyer-Buyer’s agent to verify all information. Seller to provide C/O at close. Agent’s, please read agent remarks in Realcomp regarding showings and offers. Multiple Offers Received. Highest and Best due No later than 5:00pm Monday June 30th
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,859 sq ft home built in 1955 sits in Garden City in Garden City.
Closed at $240,000 (about $129/sq ft).
Property tax estimate: $2,573 per year ($214/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,859 sqft
Lot Size0.16 acres
Year Built1955
Stories1
Location
CityGarden City
MunicipalityGarden City
CountyWayne
School DistrictGarden City
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/26/2025
Sold Date7/31/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,573
Parcel #35015020299002
Source: SparkMLS
Legal Description
13Q299B 300A N 31 FT OF LOT 299 AND THE S 20 FT OF LOT 300 GARDEN PARK SUB NO. 1 T2S R9E L51 P86 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Michael J Martin
MJM Grand Properties
Frequently Asked Questions about 431 Deering Street, Garden City, MI
Which school district serves 431 Deering Street, Garden City, MI?
Per MLS# 20251012598, 431 Deering Street, Garden City, MI is in the Garden City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Garden City directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251012598, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 431 Deering Street, Garden City, MI?
Per public tax records, annual property taxes for this property are $2,573. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 431 Deering Street, Garden City, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 431 Deering Street, Garden City, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 431 Deering Street, Garden City, MI. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 431 Deering Street, Garden City, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,491
Principal & interest$1,491
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
75 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
431 Deering Street, Garden City, MI
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Municipality
Garden City
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County
Wayne County
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