Sold
431 S SILVERY Lane, Dearborn, MI 48124
Sold on 05/15/2026 for$418,000
MLS # 20261025655 (Realcomp)
4 beds3 baths2,227 sqftBuilt 19500.13 acres
1 / 38
Listing Description
Located in the highly desirable Dearborn Hills neighborhood, this charming brick colonial offers over 1,700 sq ft of open layout, inviting living space on a prominent corner lot. This 4-bedroom home features a spacious living room with a natural fireplace, perfect for gatherings and relaxation.The updated kitchen showcases modern quartz countertops, complemented by two newly renovated full bathrooms and a refreshed half bath. Refinished hardwood floors flow throughout the home, paired with all-new light fixtures and fresh interior paint for a clean, move-in-ready feel. Additional highlights include a newer furnace and central air system, a 2-car garage, and close proximity to local parks. The property is fully up to code with the city and easy to show.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,227 sq ft home in Dearborn in Dearborn built in 1950.
Closed at $418,000 (about $188/sq ft).
Property tax estimate: $8,496 per year ($708/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,227 sqft
Lot Size0.13 acres
Year Built1950
Stories2
Location
CityDearborn
MunicipalityDearborn City
Zip Code48124
CountyWayne
School DistrictDearborn
Construction & Systems
ConstructionBrick
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed4/15/2026
Sold Date5/14/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$8,496
Parcel #32820920212002
Source: SparkMLS
Legal Description
LOT 1085 HANNAN'S DEARBORN HILLS SUB NO 4
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Mohamad A Zbib
Century 21 Curran & Oberski
Frequently Asked Questions about 431 S SILVERY Lane, Dearborn, MI 48124
Which school district serves 431 S SILVERY Lane, Dearborn, MI 48124?
Per MLS# 20261025655, 431 S SILVERY Lane, Dearborn, MI 48124 is in the Dearborn boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dearborn directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261025655, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 431 S SILVERY Lane, Dearborn, MI 48124?
Per public tax records, annual property taxes for this property are $8,496. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 431 S SILVERY Lane, Dearborn, MI 48124 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 431 S SILVERY Lane, Dearborn, MI 48124 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 431 S SILVERY Lane, Dearborn, MI 48124?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
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Monthly payment$3,079
Principal & interest$3,079
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
431 S SILVERY Lane, Dearborn, MI 48124
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Municipality
Dearborn
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County
Wayne County
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