For Sale
432 Edgewater Drive, Algonac, MI 48001
$239,900
MLS # 20261030871 (Realcomp)
3 beds2 baths1,600 sqftBuilt 99990.11 acres
1 / 27
Listing Description
Located in a quiet peaceful neighborhood this home is close to the St. Clair River to enjoy swimming, fishing, or just to relax. Inside, you will find fresh paint throughout, a new kitchen floor, updated bathrooms, and a spacious bonus room with new carpet that can easily serve as a fourth bedroom, studio, or playroom. Brand new roof, new garage door, counter tops, gutters, down spouts, light fixtures, base molding, and updated electrical panel. The large living room features newer carpet and heated floors in first floor bathroom along with a duo thermostat. Schedule your appointment today!
Source: SparkMLS
About this home
Located in Clay Township in Algonac, this property offers 3-bedroom, 2-bath, 1,600 sq ft, with original construction dating to 9999.
Listed at $239,900 (about $150/sq ft).
Estimated annual property tax: $2,150, or about $179 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,600 sqft
Lot Size0.11 acres
Year Built9999
Stories2
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionBrick, Wood Siding
BasementCrawl Space
Garage1 space
HeatingBaseboard
WaterPublic
SewerPublic
Sale & Financing
Listed5/2/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,150
Parcel #74011350021002
Source: SparkMLS
Legal Description
PART OF LOT 780 DESC AS: BEG N 44D 36M 03S E 45' FROM SW COR OF SAID LOT 780, TH N 44D 36M 03S E 5', TH N 45D 57M 57S W 25', TH N 44D 36M 03S E 50', TH S 45D 57M 57S E 75', TH S 44D 36M 03S W 55', TH N 45D 57M 57S W 50' TO BEG .09A SUPERVISOR ROY T GILBERT PLAT NO 9 ACCORDING TO THE PLAT RECORDED IN LIBER 49 OF PLATS PG 13 ST CLAIR COUNTY REGISTER OF DEEDS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kyle Vinson
Real Estate One Westrick
Frequently Asked Questions about 432 Edgewater Drive, Algonac, MI 48001
What school district is 432 Edgewater Drive, Algonac, MI 48001 in?
Per MLS# 20261030871, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 432 Edgewater Drive, Algonac, MI 48001?
Per MLS# 20261030871, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261030871, the most recent reported annual property tax for 432 Edgewater Drive, Algonac, MI 48001 is $2,150. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 432 Edgewater Drive, Algonac, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 432 Edgewater Drive, Algonac, MI 48001 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,556
Principal & interest$1,556
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
432 Edgewater Drive, Algonac, MI 48001
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Municipality
Clay Township
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