Sold
432 Prairie Street, Charlotte, MI 48813
Sold on 12/05/2025 for$152,500
MLS # 20251049221 (Realcomp)
3 beds2 baths1,650 sqftBuilt 19030.17 acres
1 / 25
Listing Description
This well-maintained 3 bedroom, 2 full-bath home offers functional living with a full bathroom and washer/dryer conveniently located on the first floor. The spacious main floor includes a large kitchen, living room, and dining area, while the upper level features three bedrooms and an additional full bath. Outside, a detached one-car garage and driveway provide ample parking. Situated close to parks, schools, and downtown amenities, this home combines convenience and comfort in a classic setting.
Source: SparkMLS
About this home
Located in Charlotte in Charlotte, this property offers 3-bedroom, 2-bath, 1,650 sq ft, with original construction dating to 1903.
Final sale price: $152,500 (about $92/sq ft).
Estimated annual property tax: $2,803, or about $234 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 2,000 Mbps across 9 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,650 sqft
Lot Size0.17 acres
Year Built1903
Stories2
Location
CityCharlotte
Zip Code48813
CountyEaton
School DistrictCharlotte
Construction & Systems
ConstructionWood Siding
Garage1 space
HeatingForced Air
Sale & Financing
Listed10/28/2025
Sold Date12/4/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,803
State Equalized Value$86,600
Taxable Value$59,131
Parcel #20007800506000
Source: Public Records
Legal Description
LOT 6. BLOCK 5. ROBINSON & SHERWOOD'S SUBDIVISION CITY OF CHARLOTTE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Zachary Van Elslander
Jim Saros Real Estate Services
Frequently Asked Questions about 432 Prairie Street, Charlotte, MI 48813
What school district is 432 Prairie Street, Charlotte, MI 48813 in?
Per MLS# 20251049221, this property is served by Charlotte. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 432 Prairie Street, Charlotte, MI 48813?
Per MLS# 20251049221, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251049221, the most recent reported annual property tax for 432 Prairie Street, Charlotte, MI 48813 is $2,803. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 432 Prairie Street, Charlotte, MI 48813 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 432 Prairie Street, Charlotte, MI 48813 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 432 Prairie Street, Charlotte, MI 48813?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$966
Principal & interest$966
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteUnlicensed Fixed WirelessSatelliteDSLLicensed Fixed Wireless
9 providers at this address
XfinityCable
2 Gbps1.2 Gbps
ACD.netFiber
1 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
25 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
432 Prairie Street, Charlotte, MI 48813
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Municipality
Charlotte
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