For Sale
432 S Washington Avenue, 1404, Royal Oak, MI 48067
$749,900
MLS # 20261054147 (Realcomp)
3 beds2 baths1,842 sqftBuilt 2007
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Listing Description
Experience the pinnacle of high-rise living at The Fifth, where rare southern exposure offers sweeping, panoramic vistas from downtown Royal Oak to the distant Detroit skyline. This stunning residence has been meticulously reimagined with a designer’s touch, featuring a freshly painted interior, curated lighting fixtures, and wide-plank hardwood floors that flow beneath soaring ceilings. The heart of the home is a sleek, updated kitchen boasting premium granite counters, stainless steel appliances, and a sophisticated new bar area perfect for entertaining. The open-concept living space is anchored by a custom fireplace with breathtaking new tile work, seamlessly transitioning to a private balcony that captures the vibrant energy of the city below.Every detail in this turnkey home exudes modern luxury and comfort. The primary suite is a true retreat, now enhanced with custom closet built-ins and a completely renovated en-suite bath that reflects a spa-inspired aesthetic. A second bedroom offers premium city views and its own walk-in closet, while a versatile third bedroom serves as an ideal den or home office. With the added peace of mind provided by two new HVAC systems, newer laundry, and a second fully renovated guest bath, this condo defines effortless living. Residents enjoy elite amenities, including a fitness center, concierge service, and two heated garage parking spots, all within a walkable downtown locale where gas, heat, water, and trash are included in the HOA.
Source: SparkMLS
About this home
Located in Royal Oak in Royal Oak, this property offers 3-bedroom, 2-bath, 1,842 sq ft, with original construction dating to 2007.
Asking $749,900 (about $407/sq ft).
Estimated annual property tax: $11,941, or about $995 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms2
Living Area1,842 sqft
Year Built2007
Stories1
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48067
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
ConstructionOther
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/14/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$830 / Monthly
IncludesLawn/Yard Care, Sewer, Snow Removal, Trash, Water
Source: SparkMLS
Tax Information
Annual Tax$18,281
State Equalized Value$320,180
Taxable Value$320,180
Parcel #2521241053
Source: Public Records
Legal Description
T1N, R11E, SEC 21 OAKLAND COUNTY CONDOMINIUM PLAN NO 1702 THE FIFTH ROYAL OAK UNIT 53 L 34711 P 563 1-14-05 FR 236-010
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by James Danley
KW Domain
Frequently Asked Questions about 432 S Washington Avenue, 1404, Royal Oak, MI 48067
Which school district serves 432 S Washington Avenue, 1404, Royal Oak, MI 48067?
Per MLS# 20261054147, 432 S Washington Avenue, 1404, Royal Oak, MI 48067 is in the City of Royal Oak boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact City of Royal Oak directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261054147, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 432 S Washington Avenue, 1404, Royal Oak, MI 48067?
Per public tax records, annual property taxes for this property are $18,281. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 432 S Washington Avenue, 1404, Royal Oak, MI 48067 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 432 S Washington Avenue, 1404, Royal Oak, MI 48067 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 432 S Washington Avenue, 1404, Royal Oak, MI 48067?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$11,941
Monthly$995
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$6,689
Principal & interest$4,864
Property taxes$995
HOA$830
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
432 S Washington Avenue, 1404, Royal Oak, MI 48067
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Municipality
Royal Oak
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County
Oakland County
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