For Sale
432 S Washington Avenue, 806, Royal Oak, MI 48067
$370,000
MLS # 20261054511 (Realcomp)
1 bed2 baths1,004 sqftBuilt 2007
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Listing Description
Lowest price in the Fifth for this perfectly appointed, turnkey unit! Elevated condo living in the heart of downtown Royal Oak. This spacious residence features an open-concept layout with expansive living and dining areas, oversized windows, and abundant natural light throughout. The well-appointed kitchen opens seamlessly to the main living space, making it ideal for both entertaining and everyday living. The generous primary suite offers a walk-in closet and private bath, while a second bath provides added convenience for guests. Step outside to the oversized private balcony and take in vibrant downtown views from your own outdoor retreat. Enjoy the convenience of secure building access, low-maintenance living, and an unbeatable location just steps from Royal Oak’s top restaurants, shopping, nightlife, and entertainment. A rare opportunity to own a stylish downtown condo with space, comfort, and security in one of Metro Detroit’s most desirable communities.
Source: SparkMLS
About this home
Located in Royal Oak in Royal Oak, this property offers 1-bedroom, 2-bath, 1,004 sq ft, with original construction dating to 2007.
Currently offered at $370,000 (about $369/sq ft).
Estimated annual property tax: $6,190, or about $516 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms1
Bathrooms2
Living Area1,004 sqft
Year Built2007
Stories1
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48067
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
BasementSlab
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorElevator
Sale & Financing
Listed7/15/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$481 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$6,529
State Equalized Value$165,970
Taxable Value$165,970
Parcel #2521241013
Source: Public Records
Legal Description
T1N, R11E, SEC 21 OAKLAND COUNTY CONDOMINIUM PLAN NO 1702 THE FIFTH ROYAL OAK UNIT 13 L 34711 P 563 1-14-05 FR 236-010
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Renee Lossia Acho
KW Domain
Frequently Asked Questions about 432 S Washington Avenue, 806, Royal Oak, MI 48067
What school district is 432 S Washington Avenue, 806, Royal Oak, MI 48067 in?
Per MLS# 20261054511, this property is served by City of Royal Oak. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261054511, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261054511, the most recent reported annual property tax for 432 S Washington Avenue, 806, Royal Oak, MI 48067 is $6,529. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 432 S Washington Avenue, 806, Royal Oak, MI 48067 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 432 S Washington Avenue, 806, Royal Oak, MI 48067 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$6,190
Monthly$516
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$3,397
Principal & interest$2,400
Property taxes$516
HOA$481
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
432 S Washington Avenue, 806, Royal Oak, MI 48067
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Municipality
Royal Oak
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County
Oakland County
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