Sold
432 W CAMBOURNE Street, Ferndale, MI 48220
Sold on 06/17/2025 for$405,000
MLS # 20250034505 (Realcomp)
3 beds3 baths2,009 sqftBuilt 19500.16 acres
1 / 40
Listing Description
The seller is in receipt of multiple offers. All best offers should be submitted by 12:00PM (Noon) on Monday May 19, 2025. Opportunity & Options abound with this Immaculate Brick Home located in NW Ferndale - a short walk to downtown! Perfect Income - Producing property: Rent both units, live in one and rent the other, OR like the current owner, live in as a single family residence. Owner of 30+ years has lovingly maintained and has made significant improvements. MAIN FLOOR: Custom wood mantel / marble surround Fireplace in Living Room, large Dining Space and hardwood flooring throughout. Kitchen w/ maple cabinets, ceramic backsplash and porcelain tiled floor. Bathroom: Gleaming, vintage tiling w/ separate tub and shower. 2 Bedrooms and a linen closet complete the Main Floor. SECOND FLOOR: Living Room w/ hardwood flooring and built-in shelving. Bedroom w/ hardwood flooring. Kitchen: w/ hardwood flooring, wooden cabinetry, double S/S sink and eat-in space. Bathroom with ceramic tiling on walls and flooring. FINISHED BASEMENT: offers additional living space, laundry room, half bath and storage spaces. ENCLOSED / SCREENED PORCH attached to an Insulated and finished garage. Fenced yard enhanced with perennials. OTHER IMPROVEMENTS / FEATURES: Main Sewer Line replaced from house to city line & exterior clean out; Generator-Transfer switch provides hook up to a portable generator; All but 3 windows have transferable warranties; 2 electric meters, 1 gas line to heating system, 2 thermostats (each floor controls own heat); Bathroom on each floor; Copper plumbing; Glass block windows in basement; Plaster walls with cove ceiling detail; Garage: roof & vinyl siding (2018); Copper main water line; Insulation (cellulose & fiberglass) 2022. Excl: gas stove
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,009 sq ft home in Ferndale in Ferndale built in 1950.
Closed at $405,000 (about $202/sq ft).
Annual property taxes run approximately $5,190 ($433/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,009 sqft
Lot Size0.16 acres
Year Built1950
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionBrick
Garage1.5 spaces
HeatingHot Water
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/12/2025
Sold Date6/16/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,190
State Equalized Value$180,960
Taxable Value$103,100
Parcel #2527351027
Source: Public Records
Legal Description
T1N, R11E, SEC 27 WOODWARD HTS SUB LOT 242, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Robert Campbell
Max Broock, REALTORS®-Birmingham
Frequently Asked Questions about 432 W CAMBOURNE Street, Ferndale, MI 48220
What school district is 432 W CAMBOURNE Street, Ferndale, MI 48220 in?
Per MLS# 20250034505, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 432 W CAMBOURNE Street, Ferndale, MI 48220?
Per MLS# 20250034505, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250034505, the most recent reported annual property tax for 432 W CAMBOURNE Street, Ferndale, MI 48220 is $5,190. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 432 W CAMBOURNE Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 432 W CAMBOURNE Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 432 W CAMBOURNE Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 432 W CAMBOURNE Street, Ferndale, MI 48220?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$2,510
Principal & interest$2,510
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
432 W CAMBOURNE Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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