Pending
4321 S Dearborn Street, Melvindale, MI
$99,900
MLS # 20261047855 (Realcomp)
2 beds1 bath696 sqftBuilt 19530.1 acres
1 / 21
Listing Description
Welcome home to this charming cottage-style gem with a warm, quaint feel and plenty of character. Don't let the size fool you—this home may be small, but it is mighty! Meticulously maintained and truly move-in ready, it offers good bones and pride of ownership throughout.Conveniently located near the community center, parks, shopping, and everyday amenities, you'll love the accessibility and neighborhood appeal. All appliances are included, making your move simple and stress-free.City-required repairs have been completed, with the exception of the buyer assuming responsibility for painting the steel siding. This well-cared-for home presents an excellent opportunity for a first-time buyer, downsizer, or anyone looking for a cozy place to call home.Come take a look, fall in love with its charm, and be prepared to make your best offer—this delightful home is ready for its next owner!
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 696 sq ft home built in 1953 sits in Melvindale in Melvindale.
Listed at $99,900 (about $144/sq ft).
Annual property taxes run approximately $1,173 ($98/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area696 sqft
Lot Size0.1 acres
Year Built1953
Stories1
Location
CityMelvindale
MunicipalityMelvindale City
CountyWayne
Construction & Systems
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/23/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,173
Parcel #47008031968000
Source: SparkMLS
Legal Description
U1968 1969 LOTS 1968 AND 1969 OAKWOOD HEIGHTS SUB NO. 3 PC 35,661 L49 P61 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Sherri Gramlich
EXP Realty
Frequently Asked Questions about 4321 S Dearborn Street, Melvindale, MI
Can I use FHA or VA financing for this property?
Per MLS# 20261047855, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261047855, the most recent reported annual property tax for 4321 S Dearborn Street, Melvindale, MI is $1,173. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4321 S Dearborn Street, Melvindale, MI eligible for USDA financing?
Per USDA Rural Development boundary data, 4321 S Dearborn Street, Melvindale, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4321 S Dearborn Street, Melvindale, MI is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
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Monthly payment$648
Principal & interest$648
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4321 S Dearborn Street, Melvindale, MI
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Municipality
Melvindale
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County
Wayne County
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