For Sale
4328 N Shore Drive, Kalkaska, MI 49646
$319,900
MLS # 1945146 (Northern Great Lakes REALTORS® MLS)
3 beds2 bathsBuilt 19900.4 acres
1 / 55
Listing Description
Fabulous & Affordable Lakefront Retreat! Move-in ready 3BR, 2BA home on a wonderful all-sports lake—perfect for year-round fun! Featuring a charming knotty pine interior and convenient single-level living, this well-maintained cottage includes a detached garage for your boat, toys, and gear. Relax on the expansive covered lakeside deck, ideal for morning coffee, sunset views, or watching the kids splashing in the water! Enjoy boating, fishing, and water sports in a peaceful neighborhood with natural gas, paved roads, and easy access from M-72—just a short drive to Traverse City! Close to State land and trails for endless outdoor adventures. Most furnishings in cottage and dock are included—just bring your swimsuits and start making memories!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 1990 sits in Kalkaska.
Listed at $319,900.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms2
Lot Size0.4 acres
Year Built1990
Stories1
Location
CityKalkaska
Zip Code49646
CountyKalkaska
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed5/12/2026
Original Price$324,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sandra Gunning
REMAX Bayshore - Kalkaska
Frequently Asked Questions about 4328 N Shore Drive, Kalkaska, MI 49646
Can I use FHA or VA financing for this property?
Per MLS# 1945146, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 4328 N Shore Drive, Kalkaska, MI 49646 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: Consumers Energy Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$2,075
Principal & interest$2,075
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4328 N Shore Drive, Kalkaska, MI 49646
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