Sold
433 N Saginaw Street, Holly, MI 48442
Sold on 01/06/2026 for$250,000
MLS # 20251058234 (Realcomp)
3 beds2 baths1,336 sqftBuilt 19270.31 acres
1 / 44
Listing Description
Charming Historic Bungalow with all the modern conveniences. Enjoy a stroll to Historic Downtown Holly, restaurants, shops and famous Battle Alley. Covered front porch offers plenty of room to host friends and family. Main kitchen cabinets, flooring, paint, windows and roof are all new within the last 5 years. Built in cabinets in the dining room and wall sconces in the living room add the the authentic flare. Do you have a pet? Easy access to small fenced area from the back door. The upstairs offers a small kitchen (could easily be converted to a 4th bedroom), full bath and two bedrooms for your adult kids or in-laws with its own private entrance and enclosed porch.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,336 sq ft home built in 1927 sits in Holly Village in Holly.
Closed at $250,000 (about $187/sq ft).
Property tax estimate: $2,630 per year ($219/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Broadband is available with download speeds up to 1,200 Mbps from 7 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,336 sqft
Lot Size0.31 acres
Year Built1927
Stories2
Location
CityHolly
MunicipalityHolly Vlg
Zip Code48442
CountyOakland
School DistrictHolly Area School District
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed12/8/2025
Sold Date1/5/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,091
State Equalized Value$94,450
Taxable Value$68,370
Parcel #0133228027
Source: Public Records
Legal Description
T5N, R7E, SEC 33 NORTHERN ADD E 200 FT OF LOT 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nancy J Hanks
House to Home Real Estate
Frequently Asked Questions about 433 N Saginaw Street, Holly, MI 48442
What school district is 433 N Saginaw Street, Holly, MI 48442 in?
Per MLS# 20251058234, this property is served by Holly Area School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251058234, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251058234, the most recent reported annual property tax for 433 N Saginaw Street, Holly, MI 48442 is $4,091. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 433 N Saginaw Street, Holly, MI 48442 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 433 N Saginaw Street, Holly, MI 48442 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 433 N Saginaw Street, Holly, MI 48442?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 433 N Saginaw Street, Holly, MI 48442. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$2,630
Monthly$219
Millage rate27.8444 mills
Municipality: VILLAGE OF HOLLY
School district: HOLLY AREA SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
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Monthly payment$1,840
Principal & interest$1,621
Property taxes$219
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
433 N Saginaw Street, Holly, MI 48442
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Municipality
Holly Village
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County
Oakland County
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