Pending
4331 N Michigan Avenue, Saginaw, MI 48604
$79,900
MLS # 20261024930 (Realcomp)
2 beds1 bath920 sqftBuilt 19320.45 acres
1 / 17
Listing Description
Here's your chance at owning a home or income opportunity at an amazing price! This 2 bed 1 bath home has many newer upgrades including flooring in the work areas of the home (2025), front door (2025) and more. There's a 9 x 4 walk-in pantry off the kitchen for convenience. Separate laundry area. Room to entertain with your backyard deck (2019). There's plenty of space to play or garden with your almost 300 ft lot! Storage space in the detached 2 car garage. All appliances stay. BATVAI
Source: SparkMLS
About this home
Located in Carrollton Township in Saginaw, this property offers 2-bedroom, 1-bath, 920 sq ft, with original construction dating to 1932.
Listed at $79,900 (about $87/sq ft).
Property tax estimate: $1,931 per year ($161/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area920 sqft
Lot Size0.45 acres
Year Built1932
Stories1
Location
CitySaginaw
MunicipalityCarrollton Twp
Zip Code48604
CountySaginaw
School DistrictCarrollton
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/20/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,931
Parcel #11124013007000
Source: SparkMLS
Legal Description
N 1/2 ACRE OF S 3 1/2 ACRES OF E 1/2 E 1/2 NE 1/4 SW 1/4 .50 ACRE ALSO KNOWN AS S 1/2 OF LOT 7 SPIEKERMANS SUB-DIV UNRECORDED SEC 01 T12N R4E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jane Locklear
First Integrity Real Estate LLC
Frequently Asked Questions about 4331 N Michigan Avenue, Saginaw, MI 48604
Which school district serves 4331 N Michigan Avenue, Saginaw, MI 48604?
Per MLS# 20261024930, 4331 N Michigan Avenue, Saginaw, MI 48604 is in the Carrollton boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Carrollton directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261024930, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4331 N Michigan Avenue, Saginaw, MI 48604?
Per public tax records, annual property taxes for this property are $1,931. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4331 N Michigan Avenue, Saginaw, MI 48604 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4331 N Michigan Avenue, Saginaw, MI 48604 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4331 N Michigan Avenue, Saginaw, MI 48604?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Carrollton Twp police department or the Saginaw County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$518
Principal & interest$518
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4331 N Michigan Avenue, Saginaw, MI 48604
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Municipality
Carrollton Township
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