For Sale
4335 Harmony Drive, Shelbyville, MI 49344
$979,900
MLS # 26023917 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,647 sqftBuilt 19800.35 acres
1 / 49
Listing Description
Rare opportunity on beautiful Gun Lake featuring an architecturally designed waterfront home PLUS an adjacent buildable lot with channel frontage and docking rights. The additional parcel offers approximately 110 feet of channel frontage with Gun Lake access and buildable space ideal for storage building, or recreational use. The thoughtfully designed ranch home features cathedral ceilings, an open floor plan, spacious primary suite, three bedrooms, 3 full baths, full-size laundry, and a bright 3-season room overlooking the water. Enjoy an attached extra-deep insulated garage with storage attic, expansive boardwalk and dock areas, private patio space, and easy access for kayaking, paddleboarding, and boating. Major improvements include an extra deep 22 feet heavy-gauge steel seawall, stone-coated metal roof with transferable lifetime warranty, furnace and central air, water softener, hot water heater, drainage improvements, and more. Evergreen landscaping provides exceptional privacy.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,647 sq ft home built in 1980 sits in Shelbyville.
Currently offered at $979,900 (about $595/sq ft).
Property tax estimate: $6,009 per year ($501/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,647 sqft
Lot Size0.35 acres
Year Built1980
Stories1
Location
CityShelbyville
MunicipalityOrangeville Twp
Zip Code49344
CountyBarry
School DistrictDelton-Kellogg
Construction & Systems
StyleRanch
ConstructionStone, Wood Siding
BasementOther
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
Sale & Financing
Listed5/20/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,009
Tax Year2025
Assessed Value$257,747
Parcel #11-006-013-00
Source: SparkMLS
Legal Description
ORANGEVILLE TWP COMM AT A PT 800 FT E 227.8 FT N & N 88 DEG 38' W 305.62 FT, AND N 339 FT FROM CEN OF SEC 6-2-10, TH E 18.85, TH N 45 DEG E TO APT ON SWLY SHORE GUN LAKE, TH SELY ALONG SHORELINE TO THE NLY SIDE OF CHANNEL, TH WLY ALONG CHANNEL TO A PT S OF BEG, TH N TO BEG, TOGETHER WITH A ROWOF A 66 FOOT ROADWAY ON THE WEST LEADINGS TO COUNTY RD.
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Darko Jovanovic
Bellabay Realty (North)
Frequently Asked Questions about 4335 Harmony Drive, Shelbyville, MI 49344
Which school district serves 4335 Harmony Drive, Shelbyville, MI 49344?
Per MLS# 26023917, 4335 Harmony Drive, Shelbyville, MI 49344 is in the Delton-Kellogg boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Delton-Kellogg directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26023917, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4335 Harmony Drive, Shelbyville, MI 49344?
Per public tax records, annual property taxes for this property are $6,009 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4335 Harmony Drive, Shelbyville, MI 49344 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4335 Harmony Drive, Shelbyville, MI 49344 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4335 Harmony Drive, Shelbyville, MI 49344?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Orangeville Twp police department or the Barry County sheriff's office.
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Monthly payment$6,356
Principal & interest$6,356
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4335 Harmony Drive, Shelbyville, MI 49344
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