For Sale
434 Bruce Avenue, Niles, MI 49120
$229,900
MLS # 26008699 (Michigan Regional Information Center (MichRIC))
4 beds1 bath2,132 sqftBuilt 19580.23 acres
1 / 27
Listing Description
Welcome to this stunning home located in Niles. This home features 4 bedrooms and 1 full bathroom. The main level features a recently remodeled kitchen, large living room, and 2 spacious bedrooms. The lower level is a full basement, ideal for storage, studio, family room, and 2 bedrooms. The home also features a large backyard, great for entertaining! 5 year old roof, HVAC 5 years old, and a 1 car attached garage. The whole house has been remodeled, move in ready! All appliances stay!
Source: SparkMLS
About this home
This 4-bedroom, 1-bath, 2,132 sq ft home built in 1958 sits in Niles.
Currently offered at $229,900 (about $108/sq ft).
Estimated annual property tax: $1,151, or about $96 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area2,132 sqft
Lot Size0.23 acres
Year Built1958
Stories1
Location
CityNiles
MunicipalityNiles Twp
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/8/2026
Original Price$254,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,151
Tax Year2024
Assessed Value$24,137
Parcel #11-14-3120-0002-00-8
Source: SparkMLS
Legal Description
LOT 2, HIGHLAND PARK.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Malinda J Stauffer
Martell Realty Inc.
Frequently Asked Questions about 434 Bruce Avenue, Niles, MI 49120
What school district is 434 Bruce Avenue, Niles, MI 49120 in?
Per MLS# 26008699, this property is served by Niles. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 434 Bruce Avenue, Niles, MI 49120?
Per MLS# 26008699, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26008699, the most recent reported annual property tax for 434 Bruce Avenue, Niles, MI 49120 is $1,151 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 434 Bruce Avenue, Niles, MI 49120 eligible for USDA financing?
Per USDA Rural Development boundary data, 434 Bruce Avenue, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 434 Bruce Avenue, Niles, MI 49120 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Niles Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,491
Principal & interest$1,491
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
434 Bruce Avenue, Niles, MI 49120
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