For Sale
434 Camden Street, Ferndale, MI 48220
$218,000
MLS # 50213042 (MiRealSource)
2 beds1 bathBuilt 19230.2 acres
1 / 24
Listing Description
DOUBLE DOUBLE LOT LOT!!! YES... a DOUBLE LOT in a PRIME LOCATION of Ferndale! You'll hit the JACKPOT with this one! It gets even better - IT'S FENCED IN WITH A TWO CAR GARAGE and within WALKING DISTANCE to shopping, restaurants, and Wilson Park/Ferndale Dog Park. This gem is also located just minutes from 696 and I-75 for ease of travel. Recent Updates Include: HVAC (2025); Main Service Electrical Line (2025); 6 Windows (2025); Kitchen Cabinets/Counter/Dishwasher (2025); and Roof(2017). All stainless steel kitchen appliances, and the washer and dryer are included in the sale of the home.
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 2-bedroom, 1-bath, with original construction dating to 1923.
Asking $218,000.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.2 acres
Year Built1923
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed6/25/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Parcel #242535353059
Source: SparkMLS
Legal Description
T1N, R11E, SEC 35 HUGO SCHERER'S SUB LOTS 6 & 7
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kristy Zahuranic
Real Estate One Inc-Shelby
Frequently Asked Questions about 434 Camden Street, Ferndale, MI 48220
Which school district serves 434 Camden Street, Ferndale, MI 48220?
Per MLS# 50213042, 434 Camden Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What financing options are available for 434 Camden Street, Ferndale, MI 48220?
Per MLS# 50213042, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 434 Camden Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 434 Camden Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 434 Camden Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
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Monthly payment$1,414
Principal & interest$1,414
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
434 Camden Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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