Sold
434 Jewell Street, Ferndale, MI 48220
Sold on 12/24/2025 for$279,000
MLS # 20251050379 (Realcomp)
3 beds2 baths1,391 sqftBuilt 19260.1 acres
1 / 32
Listing Description
Charming and updated 1920's bungalow in Ferndale. Large living room with recessed lights, dining room that opens to an updated kitchen with lots of cabinets, skylight, stainless steel appliances plus granite and butcher block countertops. First floor bathroom has an oversized shower with subway tile and a custom shower door. First floor bedroom has no closet. Upstairs features two bedrooms plus an office or bonus room and an updated bathroom with new floor and fixtures. Hardwood floors throughout and professionally painted. Unfinished basement for storage or future finishing. New roof and driveway in 2025. Covered front porch, newer deck for outdoor entertaining and large shed for storage. Vinyl siding and windows. Central air, glass block windows and more. Possession at close. Agent owned.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,391 sq ft home built in 1926 sits in Ferndale in Ferndale.
This home sold for $279,000 (about $201/sq ft).
Property tax estimate: $4,018 per year ($335/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,391 sqft
Lot Size0.1 acres
Year Built1926
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed10/30/2025
Sold Date12/23/2025
Original Price$289,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,018
State Equalized Value$103,800
Taxable Value$53,910
Parcel #2535306009
Source: Public Records
Legal Description
T1N, R11E, SEC 35 HUGO SCHERER'S SUB LOT 232, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Robert Coburn
RE/MAX First
Frequently Asked Questions about 434 Jewell Street, Ferndale, MI 48220
Which school district serves 434 Jewell Street, Ferndale, MI 48220?
Per MLS# 20251050379, 434 Jewell Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251050379, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 434 Jewell Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $4,018. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 434 Jewell Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 434 Jewell Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 434 Jewell Street, Ferndale, MI 48220. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 434 Jewell Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,815
Principal & interest$1,815
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Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteSatelliteLicensed Fixed WirelessDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
434 Jewell Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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