Pending
4344 Waterloo Street, Waterford, MI 48329
$265,000
MLS # 20261030586 (Realcomp)
3 beds2 baths2,328 sqftBuilt 19580.36 acres
1 / 29
Listing Description
COME AND SEE this beautiful, well maintained, 3 bed 2 bath home. This ranch style house is located in northern Waterford just south of Van Norman Lake, which is at end of street. There is a large back yard on this 1/3 acre lot, that is partially fenced, with a large patio and deck to enjoy it with. The family room is spacious and filled with light from the wall of windows and has a wood burning fire place. The walkout basement is fully finished with new luxury vinyl plank flooring and carpet installed in 2026. This home has 2 full kitchens, one on each floor. The lower level full bath has a large jacuzzi tub. The lower level is spacious and great for entertaining, or with a few adjustments it could be turned into a duplex, renting one floor out while living on the other. Or use it as a separate mother in law suite. Conveniently located for shopping, dining, entertainment, M59 & Dixie Hwy and Waterford Schools.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,328 sq ft home in Waterford Township in Waterford built in 1958.
Asking $265,000 (about $114/sq ft).
Estimated annual property tax: $3,093, or about $258 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,328 sqft
Lot Size0.36 acres
Year Built1958
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionAluminum Siding, Brick
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/9/2026
Terms AcceptedCash, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,975
State Equalized Value$101,720
Taxable Value$92,760
Parcel #1305230006
Source: Public Records
Legal Description
T3N, R9E, SEC 5 ELMER F BARNES SUB LOT 63
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Bradley M Wood
KW Showcase Realty
Frequently Asked Questions about 4344 Waterloo Street, Waterford, MI 48329
What school district is 4344 Waterloo Street, Waterford, MI 48329 in?
Per MLS# 20261030586, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261030586, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261030586, the most recent reported annual property tax for 4344 Waterloo Street, Waterford, MI 48329 is $1,975. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4344 Waterloo Street, Waterford, MI 48329 eligible for USDA financing?
Per USDA Rural Development boundary data, 4344 Waterloo Street, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4344 Waterloo Street, Waterford, MI 48329 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$3,093
Monthly$258
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,977
Principal & interest$1,719
Property taxes$258
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4344 Waterloo Street, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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