Sold

435 Elmwood Street NE, Grand Rapids, MI 49505

Sold on 03/04/2021 for$235,000

MLS # 21003518 (Michigan Regional Information Center (MichRIC))

3 beds2 baths1,863 sqftBuilt 19230.17 acres

Listing Description

Look no further for the perfect place to call home in Grand Rapid's hottest zip code! This charming Creston ranch offers the character of historic homes with upgrades and space! The polished wood floors carry throughout the entire home and are complimented by the high ceilings. The large living area complete with fireplace, opens into a dining area with wainscoting, fresh paint and trim! The kitchen which is a dream for entertaining, is complete with updated granite, appliances, new cabinets and flooring! The large main master features a walk out door waiting for it's own private porch. Large second bedroom has been updated with fresh paint and trim. The 3rd bedroom is perfect sized for a home office or small bedroom! Basement features a storage room with new electrical and heating.

Source: SparkMLS

About this home

Located in Grand Rapids in Grand Rapids, this property offers 3-bedroom, 2-bath, 1,863 sq ft, with original construction dating to 1923.

Closed at $235,000 (about $126/sq ft).

Estimated annual property tax: $1,842, or about $154 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers.

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Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms2

Living Area1,863 sqft

Lot Size0.17 acres

Year Built1923

Stories1

Location

CityGrand Rapids

MunicipalityCity of Grand Rapids

Zip Code49505

CountyKent

School DistrictGrand Rapids Public Schools

Construction & Systems

StyleRanch

ConstructionAluminum Siding

BasementFull

Garage2 spaces

HeatingForced Air

WaterPublic

SewerPublic

UtilitiesNatural Gas Connected

InteriorCeiling Fan(s), Pantry

Sale & Financing

Listed2/3/2021

Sold Date3/3/2021

Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional

Source: SparkMLS

Tax Information

Annual Tax$1,842

Tax Year2020

State Equalized Value$165,000

Taxable Value$141,717

Assessed Value$52,906

Parcel #411418201023

Source: Public Records

Legal Description

LOT 26* C M NORTON S ADDITION

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Not Eligible

Verify eligibility at USDA

Listed by Megan Tefft

Century 21 Affiliated (GR)

Frequently Asked Questions about 435 Elmwood Street NE, Grand Rapids, MI 49505

Which school district serves 435 Elmwood Street NE, Grand Rapids, MI 49505?

Per MLS# 21003518, 435 Elmwood Street NE, Grand Rapids, MI 49505 is in the Grand Rapids Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Grand Rapids Public Schools directly to confirm enrollment eligibility.

What financing options are available for 435 Elmwood Street NE, Grand Rapids, MI 49505?

Per MLS# 21003518, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

What are the property taxes at 435 Elmwood Street NE, Grand Rapids, MI 49505?

Per public tax records, annual property taxes for this property are $1,842 (2020). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Can I use a USDA Rural Development loan for this property?

Per USDA Rural Development boundary data, 435 Elmwood Street NE, Grand Rapids, MI 49505 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.

USDA Eligibility Map

Is 435 Elmwood Street NE, Grand Rapids, MI 49505 in a flood zone?

Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

What internet service is available at this address?

Per FCC Broadband Data Collection filings, fiber internet is available at 435 Elmwood Street NE, Grand Rapids, MI 49505. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

What utilities serve 435 Elmwood Street NE, Grand Rapids, MI 49505?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.

Consumers Energy Company DTE Gas Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the City of Grand Rapids police department or the Kent County sheriff's office.

Map

Or contact Alexander directly

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Mortgage Calculator

Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$1,232

Principal & interest$1,232

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Internet

Fiber

Download

5 Gbps

Upload

5 Gbps

FiberCableGSO SatelliteDSLSatelliteLicensed Fixed WirelessFixed Wireless

9 providers at this address

AT&TFiber

5 Gbps

XfinityCable

2 Gbps

StarlinkGSO Satellite

280 Mbps

AT&TDSL

100 Mbps

Viasat IncSatellite

100 Mbps

HughesNetSatellite

50 Mbps

AT&TLicensed Fixed Wireless

25 Mbps

Michwave Technologies IncFixed Wireless

25 Mbps

T-MobileLicensed Fixed Wireless

0 Mbps

FCC Broadband Data Collection (Dec 2025). Max advertised speeds.

Utilities

Consumers Energy Company

Investor-Owned

800-477-5050 Web

DTE Gas Company

Investor-Owned

800-477-4747 Web

MI Public Service Commission service territory boundaries.

Property

435 Elmwood Street NE, Grand Rapids, MI 49505

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Municipality

Grand Rapids

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Listing Description

Source: SparkMLS

About this home

Located in Grand Rapids in Grand Rapids, this property offers 3-bedroom, 2-bath, 1,863 sq ft, with original construction dating to 1923.

Closed at $235,000 (about $126/sq ft).

Estimated annual property tax: $1,842, or about $154 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms2

Living Area1,863 sqft

Lot Size0.17 acres

Year Built1923

Stories1

Location

CityGrand Rapids

MunicipalityCity of Grand Rapids

Zip Code49505

CountyKent

School DistrictGrand Rapids Public Schools

Construction & Systems

StyleRanch

ConstructionAluminum Siding

BasementFull

Garage2 spaces

HeatingForced Air

WaterPublic

SewerPublic

UtilitiesNatural Gas Connected

InteriorCeiling Fan(s), Pantry

Sale & Financing

Listed2/3/2021

Sold Date3/3/2021

Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional

Source: SparkMLS

Frequently Asked Questions about 435 Elmwood Street NE, Grand Rapids, MI 49505

Which school district serves 435 Elmwood Street NE, Grand Rapids, MI 49505?

What financing options are available for 435 Elmwood Street NE, Grand Rapids, MI 49505?

What are the property taxes at 435 Elmwood Street NE, Grand Rapids, MI 49505?

MI Property Tax Estimator

Can I use a USDA Rural Development loan for this property?

USDA Eligibility Map

Is 435 Elmwood Street NE, Grand Rapids, MI 49505 in a flood zone?

FEMA Flood Map

What internet service is available at this address?

FCC Broadband Map

What utilities serve 435 Elmwood Street NE, Grand Rapids, MI 49505?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.

Consumers Energy Company DTE Gas Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the City of Grand Rapids police department or the Kent County sheriff's office.