Sold
435 Grand Street, Coldwater, MI 49036
Sold on 12/22/2025 for$227,000
MLS # 25057917 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,215 sqftBuilt 19600.46 acres
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Listing Description
Welcome home to this beautifully maintained three-bedroom residence located in the desirable Third Ward neighborhood of Coldwater. Perfectly situated close to local schools, this home offers comfort, style, and convenience for today's modern lifestyle. Step inside to discover a tastefully decorated interior featuring an open floor plan that seamlessly connects the living, dining, and kitchen areas — ideal for both everyday living and entertaining. The spacious finished basement provides additional living space, perfect for a family room, home office, or recreation area. Recent updates include a newer roof and modernized plumbing, giving you peace of mind for years to come. Outside, you'll find a welcoming yard and mature landscaping that add to the home's curb appeal. Don't miss your chance to own this move-in-ready gem close to Coldwater schools and local amenities. Schedule your private showing today!
Source: SparkMLS
About this home
Located in Coldwater in Coldwater, this property offers 3-bedroom, 3-bath, 2,215 sq ft, with original construction dating to 1960.
Final sale price: $227,000 (about $102/sq ft).
Property tax estimate: $2,452 per year ($204/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 11 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,215 sqft
Lot Size0.46 acres
Year Built1960
Stories1
Location
CityColdwater
MunicipalityColdwater City
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed11/11/2025
Sold Date12/21/2025
Original Price$249,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$9,500
Source: SparkMLS
Tax Information
Annual Tax$2,452
Tax Year2025
Assessed Value$63,274
Parcel #303-000-000-063-00
Source: SparkMLS
Legal Description
COM ON W LI GRAND ST N 28DEG 26MIN W 455 FT FR INT N LI BISHOP AVE & W LI GRAND ST TH N 28DEG 26MIN W 100 FT TH S 61DEG 34MIN W 200 FT TH S 28DEG 26MIN E 100 FT TH N 61DEG 34MIN E 200 FT TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Miranda Foster MTP Group
Michigan Top Producers
Frequently Asked Questions about 435 Grand Street, Coldwater, MI 49036
Which school district serves 435 Grand Street, Coldwater, MI 49036?
Per MLS# 25057917, 435 Grand Street, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25057917, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 435 Grand Street, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $2,452 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 435 Grand Street, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 435 Grand Street, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 435 Grand Street, Coldwater, MI 49036. The maximum advertised download speed is 1.0 Gbps. 11 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 435 Grand Street, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater City police department or the Branch County sheriff's office.
Map
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Monthly payment$1,556
Principal & interest$1,556
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Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSLFixed Wireless
11 providers at this address
Coldwater Board of Public UtilitiesFiber
1 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsColdwater Board of Public UtilitiesCable
200 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsAT&TLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsDMCI Broadband LLCFixed Wireless
0 Mbps+ 1 more
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
435 Grand Street, Coldwater, MI 49036
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Municipality
Coldwater
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