For Sale
436 E Division Street, Dowagiac, MI 49047
$190,000
MLS # 26027669 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,090 sqftBuilt 19400.15 acres
1 / 43
Listing Description
Charming Cape Cod in the heart of Dowagiac! Offering over 2,000 finished square feet, this spacious home features 4 bedrooms and 2 full baths, including an upper-level primary suite with private bath. Enjoy peace of mind with a new roof installed in 2021. Outside, you'll find a detached 1-car garage and a large backyard complete with newer privacy fencing -- perfect for pets, play, or entertaining. Conveniently located near M-62, M-51, Mill Pond Park, James Heddon Park, Dowagiac Creek, local golf courses, and Dowagiac's downtown shopping and dining district. All appliances included. Welcome Home!!!
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 2,090 sq ft home built in 1940 sits in Dowagiac in Dowagiac.
Currently offered at $190,000 (about $91/sq ft).
Estimated annual property tax: $1,296, or about $108 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Dowagiac; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,090 sqft
Lot Size0.15 acres
Year Built1940
Stories2
Location
CityDowagiac
MunicipalityDowagiac City
Zip Code49047
CountyCass
School DistrictDowagiac
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementMichigan Basement, Partial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s)
Sale & Financing
Listed6/24/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,296
Tax Year2025
Assessed Value$44,709
Parcel #14-160-300-043-00
Source: SparkMLS
Legal Description
. DW 266 COM 2 RDS S & 6.4 RDS W OF N 1/4 POST, TH W 4 RDS, S 6 RDS, E 4 RDS, N 6 RDS TO PL OF BEG. UNPLATTED LAGRANGE SEC 6 CITY OF DOWAGIAC.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Judith A Murray
Cressy & Everett Real Estate
Frequently Asked Questions about 436 E Division Street, Dowagiac, MI 49047
Which school district serves 436 E Division Street, Dowagiac, MI 49047?
Per MLS# 26027669, 436 E Division Street, Dowagiac, MI 49047 is in the Dowagiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dowagiac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26027669, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 436 E Division Street, Dowagiac, MI 49047?
Per public tax records, annual property taxes for this property are $1,296 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 436 E Division Street, Dowagiac, MI 49047 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 436 E Division Street, Dowagiac, MI 49047 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 436 E Division Street, Dowagiac, MI 49047?
Per Michigan Public Service Commission service territory data: Electric: City of Dowagiac. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Dowagiac City police department or the Cass County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,232
Principal & interest$1,232
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Dowagiac
Municipal
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
436 E Division Street, Dowagiac, MI 49047
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Municipality
Dowagiac
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