Sold
437 E Marshall Street, Ferndale, MI 48220
Sold on 12/23/2025 for$235,000
MLS # 20251055539 (Realcomp)
3 beds1 bath1,288 sqftBuilt 19260.12 acres
1 / 30
Listing Description
Step into a welcoming 3-bedroom, 1-bath home in the heart of Ferndale, where charm and space come together. This property features a large lot that offers generous outdoor room for all kinds of living, whether you’re hosting summer gatherings, planting a garden, or simply enjoying greener surroundings. Inside, you’ll discover classic character and comfortable living. Hardwood floors flow through the main level, the bright kitchen opens to the dining area, and the upstairs bedrooms create a cozy, private retreat. The home also offers peace of mind with a brand-new furnace installed in 2025. Outdoors, you’ll love the large front deck, newly installed in 2025, which creates an inviting first impression, while the spacious back deck provides the perfect setting for relaxing, entertaining, or dining outside. A storage shed adds convenient room for tools, bikes, or seasonal items. Situated just minutes from Ferndale’s vibrant downtown with cafes, shops, and community energy, this home delivers both comfort and easy access to everything the city offers. If you’re looking for a home with character and a large lot in a prime location, this one stands out.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,288 sq ft home in Ferndale in Ferndale built in 1926.
Closed at $235,000 (about $182/sq ft).
Estimated annual property tax: $4,184, or about $349 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,288 sqft
Lot Size0.12 acres
Year Built1926
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding, Brick
BasementPartial
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed11/19/2025
Sold Date12/22/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,184
State Equalized Value$107,900
Taxable Value$81,670
Parcel #2534278040
Source: Public Records
Legal Description
T1N, R11E, SEC 34 WOODWARD GROVE SUB LOT 68, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Michael J Allen
National Realty Centers, Inc
Frequently Asked Questions about 437 E Marshall Street, Ferndale, MI 48220
Which school district serves 437 E Marshall Street, Ferndale, MI 48220?
Per MLS# 20251055539, 437 E Marshall Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What financing options are available for 437 E Marshall Street, Ferndale, MI 48220?
Per MLS# 20251055539, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 437 E Marshall Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $4,184. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 437 E Marshall Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 437 E Marshall Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 437 E Marshall Street, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 437 E Marshall Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,524
Principal & interest$1,524
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Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
437 E Marshall Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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